425 Horne Street
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425 Horne Street

D

Oceanside, CA 92054

$1,750,000

Soft Appraisal Value: $1,711,200 · 2.3% above estimate

Beds

3

Baths

4

Sqft

1,870

Year Built

1935

Days on Market

48

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007941SD

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Experience timeless coastal charm in this rare offering on South Horne Street. Built in 1935, this home is full of character and charm. Original hardwood floors and a beautiful floor to ceiling fireplace serve as standout features and the heart of the living space. Enjoy ocean views from the expansive wrap-around back deck—perfect for relaxing or entertaining. Ideally located, the property is just a short stroll to local restaurants and shops, offering the best of coastal living right at your doorstep. This spacious home includes 3 bedrooms and 4 bathrooms, providing flexibility for a variety of lifestyles. Equipped with solar panels, this is a rare chance to own a historic property in one of the area’s most sought-after locations. Bring your vision and make this special home your own.

Mortgage Calculator

Est. Monthly Payment

$11,109

Principal & Interest$8,849
Property Tax$1,750
Insurance$510
%($350,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$5,212
Monthly Cashflow

Rent − PITIA

$-5,897
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,554

Mortgage (P+I)
$8,849
Cap Rate
0.20%
Cash-on-Cash
-29.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$16,321

NOI (Annual)
$3,539
Price-to-Rent

Lower = better for investors

28.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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