425 Horne Street
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425 Horne Street

D

Oceanside, CA 92054

$1,699,000
NEW — 0d on market

Beds

3

Baths

4

Sqft

1,870

Year Built

1935

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007941SD

This property is in Oceanside (92054). View neighborhood stats →

About This Property

Experience timeless coastal charm in this rare offering on South Horne Street. Built in 1935, this home is full of character and charm. Original hardwood floors and a beautiful floor to ceiling fireplace serve as standout features and the heart of the living space. Enjoy ocean views from the expansive wrap-around back deck—perfect for relaxing or entertaining. Ideally located, the property is just a short stroll to local restaurants and shops, offering the best of coastal living right at your doorstep. This spacious home includes 3 bedrooms and 4 bathrooms, providing flexibility for a variety of lifestyles. Equipped with solar panels, this is a rare chance to own a historic property in one of the area’s most sought-after locations. Bring your vision and make this special home your own.

Mortgage Calculator

Est. Monthly Payment

$10,786

Principal & Interest$8,591
Property Tax$1,699
Insurance$496
%($339,800)
%

Location

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Investment Score

1D
Est. Monthly Rent
$5,053
Monthly Cashflow

Rent − PITIA

$-5,733
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,311

Mortgage (P+I)
$8,591
Cap Rate
0.20%
Cash-on-Cash
-29.35%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$15,847

NOI (Annual)
$3,360
Price-to-Rent

Lower = better for investors

28.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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