
4220 Overlook Dr
Btop 30%San Diego, CA 92115
One license per person in San Diego: whether you can hold it depends on you, not only the home.
23 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 3, 2026.
Pass at asking: -$3,192/mo full cashflow at 20% down, 7.49% rate.
Works at $385,982 (52% under asking), or at 78% down.
Rent $3,867/mo from 9 leases of 3-bed houses within 1 mi ($3,507–$3,861).
Beds
3
Baths
2
Sqft
1,292
Year Built
1948
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026108SD
This property is in San Diego (92115). View neighborhood stats →
About This Property
JUST IN TIME FOR THE HOLIDAYS—IMAGINE CELEBRATING THANKSGIVING, CHRISTMAS & NEW YEAR'S IN YOUR BRAND NEW HOME! STOP SCROLLING. PRICED AGGRESSIVELY AT ONLY $799,900! WHY WAIT ANY LONGER? THE MOMENT FOR YOUR FAMILY IS RIGHT NOW! THIS IS HANDS DOWN THE MOST BEAUTIFULLY UPDATED MOVE-IN READY SINGLE-LEVEL GEM IN THE HEART OF EL CERRITO & COLLEGE AREA—OFFERING 1,292 SQFT OF BRIGHT OPEN-CONCEPT LIVING SPACE—3 SPACIOUS BEDROOMS—2 FULL BATHROOMS—MODERN FINISHES THROUGHOUT—UPDATED KITCHEN WITH STAINLESS STEEL APPLIANCES—100% FULLY PAID SOLAR PANELS THAT DRASTICALLY SLASH MONTHLY UTILITY BILLS AND PUT MORE CASH DIRECTLY IN YOUR POCKET STARTING DAY ONE—MASSIVE FUTURE VALUE-ADD POTENTIAL FEATURING DUAL ADU POSSIBILITIES WITH A DETACHED 2-CAR GARAGE PLUS A VERSATILE BONUS ROOM WITH PRIVATE BACKYARD ACCESS PERFECT FOR A HOME OFFICE, GYM, GAME ROOM, OR SECONDARY LIVING UNIT (BUYER TO VERIFY ALL PERMITS AND USES WITH THE CITY)—LARGE FUNCTIONAL DRIVEWAY WITH POTENTIAL RV PARKING—PRIVATE FENCED BACKYARD PERFECT FOR RELAXING & ENTERTAINING GUESTS—NO HOA AND NO MELLO-ROOS—PRIME LOCATION JUST MINUTES FROM SDSU, TARGET, TRADER JOE'S, STARBUCKS, WALMART, IN-N-OUT, SAM'S CLUB, TRENDY DINING & ENTERTAINMENT—CONVENIENT FREEWAY ACCESS TO THE 8, 15, 805 & 94 WITH DOWNTOWN SAN DIEGO, CORONADO & BALBOA PARK WITHIN EASY REACH—HIGH-DEMAND OPPORTUNITY—MULTIPLE OFFERS EXPECTED—DON'T WAIT—GIVE YOUR FAMILY THE ULTIMATE HOLIDAY GIFT— JUST IN TIME FOR THE HOLIDAYS—IMAGINE CELEBRATING THANKSGIVING, CHRISTMAS & NEW YEAR'S IN YOUR BRAND NEW HOME! STOP SCROLLING. PRICED AGGRESSIVELY AT ONLY $799,900! WHY WAIT ANY LONGER? THE MOMENT FOR YOUR FAMILY IS RIGHT NOW! THIS IS HANDS DOWN THE MOST BEAUTIFULLY UPDATED MOVE-IN READY SINGLE-LEVEL GEM IN THE HEART OF EL CERRITO & COLLEGE AREA—OFFERING 1,292 SQFT OF BRIGHT OPEN-CONCEPT LIVING SPACE—3 SPACIOUS BEDROOMS—2 FULL BATHROOMS—MODERN FINISHES THROUGHOUT—UPDATED KITCHEN WITH STAINLESS STEEL APPLIANCES—100% FULLY PAID SOLAR PANELS THAT DRASTICALLY SLASH MONTHLY UTILITY BILLS AND PUT MORE CASH DIRECTLY IN YOUR POCKET STARTING DAY ONE—MASSIVE FUTURE VALUE-ADD POTENTIAL FEATURING DUAL ADU POSSIBILITIES WITH A DETACHED 2-CAR GARAGE PLUS A VERSATILE BONUS ROOM WITH PRIVATE BACKYARD ACCESS PERFECT FOR A HOME OFFICE, GYM, GAME ROOM, OR SECONDARY LIVING UNIT (BUYER TO VERIFY ALL PERMITS AND USES WITH THE CITY)—LARGE FUNCTIONAL DRIVEWAY WITH POTENTIAL RV PARKING—PRIVATE FENCED BACKYARD PERFECT FOR RELAXING & ENTERTAINING GUESTS—NO HOA AND NO MELLO-ROOS—PRIME LOCATION JUST MINUTES FROM SDSU, TARGET, TRADER JOE'S, STARBUCKS, WALMART, IN-N-OUT, SAM'S CLUB, TRENDY DINING & ENTERTAINMENT—CONVENIENT FREEWAY ACCESS TO THE 8, 15, 805 & 94 WITH DOWNTOWN SAN DIEGO, CORONADO & BALBOA PARK WITHIN EASY REACH—HIGH-DEMAND OPPORTUNITY—MULTIPLE OFFERS EXPECTED—DON'T WAIT—GIVE YOUR FAMILY THE ULTIMATE HOLIDAY GIFT.
Mortgage Calculator
Est. Monthly Payment
$5,503
Location
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Zoned Schools
Elementary
Pendleton Elementary · grades K-5 · San Diego Unified
Middle
Mann Middle · grades 6-8 · San Diego Unified
High
Crawford High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,867
Comp Average
$3,936
3935 Gayle
3bd / 2ba · 1,273 sqft · Single Family
$750K
Est. $4,054/mo
6220 Streamview Dr
3bd / 1ba · 1,220 sqft · Single Family
$750K
Est. $4,021/mo
6031 Meade Ave
3bd / 1.5ba · 1,288 sqft · Single Family
$849K
Est. $4,019/mo
4235 Bernadine Pl
3bd / 1ba · 1,252 sqft · Single Family
$829K
Est. $3,705/mo

4667 60th Street
3bd / 2ba · 1,278 sqft · Single Family
$1.10M
Est. $3,880/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 3-bed houses within 1 mi · $3,507–$3,861
Blended 50/50 with the zip's market median ($4,152)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,192/mo short at 20% down; 78% down or +$4,145/mo rent closes it.
- Break-even price
- $385,982
- Break-even rent
- $8,012/mo
- Cashflow at 35% down
- −$2,354/mo
- Down payment to break even
- 78%
- Rate to break even
- Not reachable
52% under asking
$4,145/mo above the estimate
$623,922 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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