4212 48th Street #13
Btop 30%San Diego, CA 92115
16 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 6, 2026.
No unit in this 14-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,623/mo full cashflow at 20% down, 7.43% rate.
Works at $138,765 (60% under asking), or at 87% down.
Rent $1,890/mo from 13 leases of 1-bed condos & townhomes within 1 mi ($1,714–$2,007).
Beds
1
Baths
1
Sqft
558
Year Built
1983
Days on Market
0
Property Type
Condo
HOA/mo
$390
MLS ID
PTP2608234
This property is in San Diego (92115). View neighborhood stats →
About This Property
Welcome to this beautifully updated condo in the City Courtyards community, offering the perfect blend of comfort, style, and convenience! This inviting residence features a bright and airy interior with modern finishes, attractive luxury vinyl plank-style flooring, fresh neutral tones, and elegant crown molding throughout the main living areas. The living room flows seamlessly into the dining area and kitchen. The updated kitchen showcases granite countertops, crisp white cabinetry, stainless steel appliances, modern hardware, and a convenient breakfast bar, perfect for casual dining or entertaining. The bathroom features an updated vanity with sleek black fixtures, while the bedroom offers a comfortable retreat with plenty of natural light. Step outside to enjoy the private balcony, an inviting space to relax and unwind. Conveniently situated near Talmadge, with easy access to SDSU, shopping, restaurants, Mission Valley, Balboa Park, Downtown San Diego, and major freeways. Whether you're looking for your next home or a smart investment opportunity, this move-in-ready condo offers style, functionality, and an excellent central San Diego location!
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Est. Monthly Payment
$2,786
Location
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Zoned Schools
Elementary
Ibarra Elementary · grades K-5 · San Diego Unified
Middle
Mann Middle · grades 6-8 · San Diego Unified
High
Crawford High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$1,890
Comp Average
$1,911
6735 Amherst Street
1bd / 1ba · 581 sqft · Condo
$295K
Est. $1,914/mo
6333 College Grove Way
1bd / 1ba · 625 sqft · Condo
$299K
Est. $1,925/mo
5252 Orange Avenue
1bd / 1ba · 548 sqft · Condo
$328K
Est. $1,824/mo
4570 54th Street
1bd / 1ba · 625 sqft · Condo
$369K
Est. $2,112/mo
4921 Trojan Street
1bd / 1ba · 513 sqft · Condo
$345K
Est. $1,782/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of 1-bed condos & townhomes within 1 mi · $1,714–$2,007
Blended 50/50 with the zip's market median ($1,942)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,623/mo short at 20% down; 87% down or +$2,107/mo rent closes it.
- Break-even price
- $138,765
- Break-even rent
- $3,997/mo
- Cashflow at 35% down
- −$1,258/mo
- Down payment to break even
- 87%
- Rate to break even
- Not reachable
60% under asking
$2,107/mo above the estimate
$304,499 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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