411 Waverly
1 / 11

411 Waverly

Ctop 80%

Escondido, CA 92025

$700,000

Pass at asking: -$3,223/mo full cashflow at 20% down, 7.36% rate.

Works at $278,206 (60% under asking), or at 87% down.

Rent $2,761/mo from 17 leases of 1–3 bed houses within 2 mi ($2,390–$3,082).

Beds

2

Baths

1

Sqft

784

Year Built

1947

Days on Market

136

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015856SD

This property is in Escondido (92025). View neighborhood stats →

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About This Property

Excellent location ( WALK SCORE 94 ) in central Escondido for owner occupation, rentals, or new construction in certified Opportunity Zone (version 1.0 & 2.0) flag lot Infill development site with preliminary review suggesting approval for up to 14 new construction residential units - see conceptual plans by Libra Designs. 2bed/1bath residence is currently occupied by month to month tenant. See confidential remarks for details.

Mortgage Calculator

Est. Monthly Payment

$4,766

Principal & Interest$3,862
Property Tax$700
Insurance$204
%($140,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Central Elementary · grades K-5 · Escondido Union

  • Middle

    Del Dios Academy of Arts and Sciences · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

31C
Est. Monthly Rent
$2,761

17 leases of 1–3 bed houses within 2 mi · $2,390–$3,082

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,005
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,223

What would make this work?

$3,223/mo short at 20% down; 87% down or +$4,186/mo rent closes it.

Break-even price

60% under asking

$278,206
Break-even rent

$4,186/mo above the estimate

$6,947/mo
Cashflow at 35% down
−$2,499/mo
Down payment to break even

$609,000 cash

87%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,862
Cap Rate
1.33%
Cash-on-Cash
-27.63%
DSCR

Need ≥ 1.25 for DSCR loan

0.58

NOI (Annual)
$9,320
Price-to-Rent

Lower = better for investors

21.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,223/mo