1355 Upas Street

1355 Upas Street

Btop 30%

Escondido, CA 92025

$635,000
NEW — 0d

Pass at asking: -$2,700/mo full cashflow at 20% down, 7.36% rate.

Works at $281,736 (56% under asking), or at 82% down.

Rent $2,796/mo from 13 leases of 1–3 bed houses within 2 mi ($2,403–$2,811).

Beds

2

Baths

1

Sqft

792

Year Built

1980

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2610251

This property is in Escondido (92025). View neighborhood stats →

Virtual Tour

About This Property

Call the MOVERS! You’ve found the ONE! This charming SINGLE-STORY home has been lovingly maintained, offering 2 bedrooms, 1 bathroom, and comfortable living space on a generous 0.23-acre lot. The property features modern luxury vinyl flooring (LVP), a NEW Microwave and NEWLY PAINTED interior walls. There’s room to grow, with space to explore a potential ADU (buyer to verify). With approximately $40,000 invested in front and backyard landscaping, enjoy your own beautiful garden oasis for morning coffee, weekend gatherings, or unwinding at the end of the day, plus mature orange and lemon trees. An OVERSIZED driveway accommodates up to SIX cars, providing ample off-street parking for you and your guests. NO HOA fees. Pride of ownership, inviting outdoor spaces, and future possibilities make this property a special place to call home. Located less than two miles from Historic Downtown Escondido’s Grand Avenue, this family-friendly home offers access to vibrant community events like the iconic summer "Cruisin’ Grand" car shows. Also, enjoy convenient access to I-15, with shopping, schools, supermarkets, and restaurants nearby. Don’t miss out! Schedule your showing today!

Mortgage Calculator

Est. Monthly Payment

$4,324

Principal & Interest$3,503
Property Tax$635
Insurance$185
%($127,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Felicita Elementary · grades K-5 · Escondido Union

  • Middle

    Del Dios Academy of Arts and Sciences · grades 6-8 · Escondido Union

  • High

    San Pasqual High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

41B
Est. Monthly Rent
$2,796

13 leases of 1–3 bed houses within 2 mi · $2,403–$2,811

Blended 50/50 with the zip's market median ($2,860)

Monthly Cashflow

Rent − PITIA

-$1,527
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,700

What would make this work?

$2,700/mo short at 20% down; 82% down or +$3,506/mo rent closes it.

Break-even price

56% under asking

$281,736
Break-even rent

$3,506/mo above the estimate

$6,302/mo
Cashflow at 35% down
−$2,043/mo
Down payment to break even

$520,700 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,503
Cap Rate
1.78%
Cash-on-Cash
-25.51%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$11,323
Price-to-Rent

Lower = better for investors

18.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,700/mo