4104 Georgia St

4104 Georgia St

D

San Diego, CA 92103

$1,499,000
NEW — 0d on market

Soft Appraisal Value: $1,257,800 · 19.2% above estimate

Beds

3

Baths

2.5

Sqft

1,398

Year Built

1942

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006915SD

View on MLS

Description

Located in the heart of University Heights, adjacent to North Park and Hillcrest, this beautifully renovated home offers the best of urban living with a Walk Score of 95. Enjoy close proximity to Balboa Park, top dining, nightlife, live music, and easy access to major freeways—all from one of San Diego’s most central and vibrant neighborhoods. Perched above Georgia Street with city light views, the home has undergone a comprehensive renovation with major system upgrades throughout, including new electrical with replaced sub-panels (main, garage, and hot tub), new copper plumbing supply lines, updated ABS waste lines, new roofing and sheathing, brand new HVAC and ducting, and a new water heater. Fully electric and energy-efficient, the home is also EV-ready with a Tesla charger installed. Inside, soaring 9-foot ceilings in the kitchen, living, and dining areas create a bright, open feel with abundant natural light. Designer finishes include all-new cabinetry, quartz countertops, stainless steel appliances, luxury vinyl flooring, and beautifully tiled shower surrounds. Outdoor spaces feature drought-tolerant landscaping with turf, pavers, a reconstructed deck, and drip irrigation ready for a privacy hedge. An oversized garage offers a unique opportunity for ADU conversion or potential for an additional unit above, providing excellent income or multigenerational living potential. A true turnkey, low maintenance property combining lifestyle, location, and future upside.

Mortgage Calculator

Est. Monthly Payment

$9,516

Principal & Interest$7,580
Property Tax$1,499
Insurance$437
%($299,800)
%

Investment Score

2D
Est. Monthly Rent
$4,850
Monthly Cashflow

Rent − PITI − HOA

$-4,666
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,030

Mortgage (P+I)
$7,580
Cap Rate
0.44%
Cash-on-Cash
-18.68%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$9,516

NOI (Annual)
$6,592
Price-to-Rent

Lower = better for investors

25.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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