3650 5th Ave San Diego

3650 5th Ave San Diego

D

, CA 92103

$999,000

Beds

2

Baths

2

Sqft

1,586

Year Built

2009

Days on Market

12

Property Type

Condo

HOA/mo

$1,093

MLS ID

260003998SD

Description

Rarely available top floor residence in the heart of Hillcrest with easterly treetop views and abundant natural light. Offered by the original owner, this home features NO SHARED WALLS for exceptional privacy. The open layout includes a dedicated laundry room and a flexible bonus room ideal for an office, guest space, or optional third bedroom. Luxury vinyl flooring, granite countertops, dual paned windows, private balcony, two parking spaces, and one of 8 locked storage units complete the offering. Moments to Balboa Park, dining, and cafés.

Mortgage Calculator

Est. Monthly Payment

$7,435

Principal & Interest$5,051
Property Tax$999
Insurance$291
HOA$1,093
%($199,800)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$3,152
Monthly Cashflow

Rent − PITI − HOA

$-4,282
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,840

Mortgage (P+I)
$5,051
Cap Rate
-0.95%
Cash-on-Cash
-25.72%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$7,434

NOI (Annual)
$-9,462
Price-to-Rent

Lower = better for investors

26.4

* Defaults: 20% down, 6.5% rate, 30yr.

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