408 Bonair Street

408 Bonair Street

D

La Jolla, CA 92037

$1,795,000
NEW — 3d on market

Beds

3

Baths

2

Sqft

1,252

Year Built

1961

Days on Market

3

Property Type

Condo

HOA/mo

$773

MLS ID

NDP2601944

Description

Perfectly positioned in the heart of the coveted Windansea Beach enclave, this exquisitely remodeled three-bedroom, two-bath residence offers an exceptional expression of refined coastal living in La Jolla. Just moments from one of the world’s most iconic stretches of shoreline, the home enjoys a rare setting between the shimmering Pacific Ocean and a charming village atmosphere defined by acclaimed dining, artisan cafés, and boutique shopping. Mornings begin with walks along the sand, afternoons unfold beneath endless blue skies, and evenings are accompanied by golden sunsets, gentle ocean breezes, and the calming rhythm of the waves. Inside, expansive floor-to-ceiling windows bathe the interiors in natural light, accentuating soaring ceilings and an airy open floor plan designed for effortless living and entertaining. Beautifully reimagined bathrooms and thoughtfully curated finishes create a sophisticated coastal aesthetic — understated, timeless, and inviting. Beyond the residence itself, Windansea offers an unparalleled lifestyle. Revered for its tight-knit community, philanthropic culture, and world-class culinary scene, La Jolla consistently ranks among the most desirable coastal destinations in the United States — a place where natural beauty meets quiet prestige. Whether envisioned as a primary residence, an elegant seaside retreat, or a high-performing luxury rental, this offering represents a rare opportunity to own in one of Southern California’s most exclusive beachfront neighborhoods

Mortgage Calculator

Est. Monthly Payment

$12,168

Principal & Interest$9,076
Property Tax$1,795
Insurance$524
HOA$773
%($359,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$5,772
Monthly Cashflow

Rent − PITI − HOA

$-6,396
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,220

Mortgage (P+I)
$9,076
Cap Rate
-0.10%
Cash-on-Cash
-21.38%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$12,168

NOI (Annual)
$-1,721
Price-to-Rent

Lower = better for investors

25.9

* Defaults: 20% down, 6.5% rate, 30yr.

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