4045 Carmel View
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4045 Carmel View #88

D

Carmel Valley, CA 92130

$885,000
NEW — 1d on market

Beds

2

Baths

2

Sqft

964

Year Built

1987

Days on Market

1

Property Type

Condo

HOA/mo

$450

MLS ID

ND26082572

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Exceptional upper corner residence in the highly sought-after Arborlake community of Carmel Valley. This light-filled single-level 2-bedroom, 2-bath home features soaring vaulted ceilings that create an open, airy ambiance throughout. Ideally positioned with tranquil lake views just outside your door, the home offers a rare blend of privacy, serenity, and natural beauty. Thoughtfully refreshed, the interior showcases new luxury vinyl plank flooring, fresh designer paint, air conditioning, and updated lighting, delivering a clean, modern aesthetic. The kitchen is appointed with granite countertops and stainless-steel appliances, seamlessly opening to the main living area—perfect for both everyday living and effortless entertaining. Enjoy a premier location within Arborlake, known for its lush, park-like setting with scenic lakes, streams, and walking paths. Resort-style amenities include a clubhouse, pool, two spas, and tennis courts. Ideally located near shopping, dining, and Carmel Grove Park, and just minutes to Torrey Pines State Beach and major commuter routes. Situated within the boundaries of top-rated schools including Torrey Pines High School and Canyon Crest Academy. A rare opportunity to own in one of Carmel Valley’s most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$6,068

Principal & Interest$4,475
Property Tax$885
Insurance$258
HOA$450
%($177,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$3,199
Monthly Cashflow

Rent − PITIA

$-2,869
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,342

Mortgage (P+I)
$4,475
Cap Rate
0.18%
Cash-on-Cash
-29.44%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$8,838

NOI (Annual)
$1,593
Price-to-Rent

Lower = better for investors

23.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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