12570 Carmel Creek
1 / 20

12570 Carmel Creek #89

D

Carmel Valley, CA 92130

$599,000
NEW — 0d on market

Beds

1

Baths

1

Sqft

638

Year Built

1990

Days on Market

0

Property Type

Condo

HOA/mo

$330

MLS ID

260008412SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Welcome to a beautifully updated residence in the highly desirable Del Mar Villas community in Carmel Valley. Surrounded by lush, park-like landscaping, tranquil streams, and charming walking paths, this home offers a serene, resort-style living experience. Step inside to discover a bright, open-concept layout featuring modern finishes, wood-style flooring, and a seamless flow between the living, dining, and kitchen areas—perfect for both everyday living and entertaining. The kitchen showcases crisp white cabinetry, stainless steel appliances, and a functional breakfast bar that opens to the main living space. Residents of this sought-after community enjoy access to resort-style amenities including a pool, spa, fitness center, tennis courts, and clubhouse, all set within meticulously landscaped grounds. Conveniently located near top-rated schools, premier shopping, dining, and just minutes from the beach, this home offers the best of coastal San Diego living.

Mortgage Calculator

Est. Monthly Payment

$4,133

Principal & Interest$3,029
Property Tax$599
Insurance$175
HOA$330
%($119,800)
%

Location

Loading map...

Investment Score

2D
Est. Monthly Rent
$2,556
Monthly Cashflow

Rent − PITIA

$-1,577
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,664

Mortgage (P+I)
$3,029
Cap Rate
0.73%
Cash-on-Cash
-26.68%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$6,016

NOI (Annual)
$4,379
Price-to-Rent

Lower = better for investors

19.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator