4045 8th

4045 8th ##205

D

San Diego, CA 92103

$395,000
NEW — 1d on market

Beds

1

Baths

1

Sqft

582

Year Built

1996

Days on Market

1

Property Type

Condo

HOA/mo

$372.53

MLS ID

260007800SD

View on MLS

Description

Top-floor Hillcrest condo with fresh paint and stylish updates throughout, including the kitchen, flooring, lighting, windows, bathroom, and appliances. This gated community offers assigned covered parking, a rec room, fitness center, BBQ area, extra storage locker, and laundry room with free machines. Enjoy easy access to the energy and convenience of Hillcrest, one of San Diego’s most vibrant urban villages, known for its dining, nightlife, shopping, and charm. Just a short drive from Balboa Park, Downtown San Diego, the airport, and the beaches.

Mortgage Calculator

Est. Monthly Payment

$2,880

Principal & Interest$1,997
Property Tax$395
Insurance$115
HOA$373
%($79,000)
%

Investment Score

6D
Est. Monthly Rent
$2,386
Monthly Cashflow

Rent − PITIA

$-494
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,372

Mortgage (P+I)
$1,997
Cap Rate
1.90%
Cash-on-Cash
-20.84%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.83
Break-even Rent
$4,168

NOI (Annual)
$7,506
Price-to-Rent

Lower = better for investors

13.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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