4040 Porte La Paz

4040 Porte La Paz #75

D

San Diego, CA 92122

$715,000
NEW — 6d on market

Soft Appraisal Value: $533,800 · 33.9% above estimate

Beds

2

Baths

2

Sqft

1,086

Year Built

1986

Days on Market

6

Property Type

Condo

HOA/mo

$522

MLS ID

260006791SD

Description

Highly sought-after single-level condo in La Jolla Colony featuring a rare dual primary bedroom layout, ideal for flexibility and privacy. This upgraded home showcases hardwood floors, recessed lighting, vinyl windows, and wood shutters throughout. The kitchen is equipped with a stainless steel range/oven and microwave, while both bathrooms feature granite vanities and tile flooring. Enjoy the convenience of full-size in-unit laundry, water included through the HOA, and a private patio for outdoor relaxation. Community amenities include multiple pools and a spa, all in a prime location with easy freeway access and restaurants, parks, and shopping close by. Highly sought-after single-level condo in La Jolla Colony featuring a rare dual primary bedroom layout, ideal for flexibility and privacy. This upgraded home showcases hardwood floors, recessed lighting, vinyl windows, and wood shutters throughout. The kitchen is equipped with a stainless steel range/oven and microwave, while both bathrooms feature granite vanities and tile flooring. Enjoy the convenience of full-size in-unit laundry, water included through the HOA, and a private patio for outdoor relaxation. Community amenities include multiple pools and a spa, all in a prime location with easy freeway access and restaurants, parks, and shopping close by.

Mortgage Calculator

Est. Monthly Payment

$5,061

Principal & Interest$3,615
Property Tax$715
Insurance$209
HOA$522
%($143,000)
%

Investment Score

2D
Est. Monthly Rent
$3,078
Monthly Cashflow

Rent − PITI − HOA

$-1,983
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,287

Mortgage (P+I)
$3,615
Cap Rate
0.55%
Cash-on-Cash
-27.58%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$7,347

NOI (Annual)
$3,939
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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