4029 Vortex Place

4029 Vortex Place

Ctop 80%

Escondido, CA 92025

$1,298,800
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$6,311/mo full cashflow at 20% down, 7.36% rate.

Works at $473,050 (64% under asking), or at 91% down.

Rent $4,934/mo from 6 leases of 4-bed houses in 92025 ($4,838–$5,443).

Beds

4

Baths

3

Sqft

2,516

Year Built

1988

Days on Market

—

Property Type

Single Family

HOA/mo

$184

MLS ID

NDP2610260

This property is in Escondido (92025). View neighborhood stats →

About This Property

Stunning View Home with Private Pool & Spa in Desirable Sonata Community! Welcome to this beautiful four-bedroom, three-bathroom home nestled in the desirable Sonata community of South Escondido. Offering approximately 2,516 square feet of living space, this wonderful residence combines comfort, elegance, and the perfect Southern California lifestyle. Enjoy breathtaking panoramic views of the surrounding valley and evening lights from this exceptional home. The spacious kitchen features a beautiful granite island, upgraded appliances, breakfast area, and direct access to an outdoor deck, making it perfect for entertaining and everyday living. The thoughtfully designed floor plan offers generous living spaces, separate formal dining, two fireplaces, and four spacious bedrooms. Step outside and experience your own private backyard retreat featuring a sparkling saltwater swimming pool and spa, perfect for relaxing, entertaining, and enjoying sunny California days. Additional highlights include a three-car attached garage, owned solar, ample storage, and a desirable cul-de-sac location. Enjoy the community amenities, including tennis courts, and convenient access to shopping, dining, parks, and major transportation routes. A wonderful opportunity to enjoy the best of Escondido living! Come see all this beautiful home has to offer.

Mortgage Calculator

Est. Monthly Payment

$9,027

Principal & Interest$7,166
Property Tax$1,299
Insurance$379
HOA$184
%($259,760)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    L. R. Green Elementary · grades K-5 · Escondido Union

  • Middle

    Bear Valley Middle · grades 6-8 · Escondido Union

  • High

    San Pasqual High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

10C
Est. Monthly Rent
$4,934

6 leases of 4-bed houses in 92025 · $4,838–$5,443

Blended 50/50 with the zip's market median ($4,791)

Monthly Cashflow

Rent − PITIA

-$4,094
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,311

What would make this work?

$6,311/mo short at 20% down; 91% down or +$8,196/mo rent closes it.

Break-even price

64% under asking

$473,050
Break-even rent

$8,196/mo above the estimate

$13,130/mo
Cashflow at 35% down
−$4,967/mo
Down payment to break even

$1,181,908 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,166
Cap Rate
1.02%
Cash-on-Cash
-29.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.55

NOI (Annual)
$13,221
Price-to-Rent

Lower = better for investors

21.9

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,311/mo