3974 Riviera Dr
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3974 Riviera Dr

D

San Diego, CA 92109

$1,375,000
NEW — 1d

Soft Appraisal Value: $1,351,900 · 1.7% above estimate

Beds

3

Baths

2.5

Sqft

1,426

Year Built

1988

Days on Market

1

Property Type

Townhouse

HOA/mo

$300

MLS ID

260010344SD

This property is in San Diego (92109). View neighborhood stats →

About This Property

Located in the highly sought-after Crown Point neighborhood of Pacific Beach, this beautifully updated townhome captures the essence of the California coastal lifestyle. Offering 1,426 sq ft of thoughtfully designed living space, the home features a light-filled open layout with soaring ceilings and clean, modern finishes throughout. The remodeled kitchen showcases sleek cabinetry, stainless steel appliances, and a convection oven, seamlessly connecting to the main living area. The primary suite occupies the entire third floor, creating a private retreat complete with a custom walk-in closet with built-ins and an attached balcony with beautiful bay and sunset views. Additional highlights include multiple outdoor patios, updated bathrooms, and an attached two-car garage with ample room for bikes, water gear, and storage. Set in one of San Diego’s most desirable coastal enclaves, this home offers an effortless blend of comfort, style, and beachside living.

Mortgage Calculator

Est. Monthly Payment

$9,029

Principal & Interest$6,953
Property Tax$1,375
Insurance$401
HOA$300
%($275,000)
%

Location

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Investment Score

8D
Est. Monthly Rent
$5,301
Monthly Cashflow

Rent − PITIA

$-3,728
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,093

Mortgage (P+I)
$6,953
Cap Rate
0.75%
Cash-on-Cash
-26.59%
DSCR

Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$13,214

NOI (Annual)
$10,319
Price-to-Rent

Lower = better for investors

21.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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