727 Sapphire St

727 Sapphire St #301

D

San Diego, CA 92109

$825,000
NEW — 4d on market

Soft Appraisal Value: $818,200 · 0.8% above estimate

Beds

2

Baths

2

Sqft

997

Year Built

1975

Days on Market

4

Property Type

Condo

HOA/mo

$600

MLS ID

260007552SD

View on MLS

Description

Your new morning routine? Walk for coffee then stroll down the beach. Each bedroom in this beach-adjacent condo enjoys its own full bath, perfect for roommates or a home office. Light-filled living spaces feature new luxury vinyl plank flooring, fresh paint, new lighting and lots of storage. The home offers elevator access from the underground, gated garage straight to your floor. Adding laundry to the condo can be done with HOA approval. This is an amazing value for the location. Condo feeds to Bird Rock Elementary and La Jolla High School. Private, hanging storage cabinet in the garage is included.

Mortgage Calculator

Est. Monthly Payment

$5,837

Principal & Interest$4,172
Property Tax$825
Insurance$241
HOA$600
%($165,000)
%

Investment Score

2D
Est. Monthly Rent
$3,778
Monthly Cashflow

Rent − PITIA

$-2,060
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,616

Mortgage (P+I)
$4,172
Cap Rate
0.81%
Cash-on-Cash
-26.30%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$8,474

NOI (Annual)
$6,667
Price-to-Rent

Lower = better for investors

18.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator