3950 60th Street
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3950 60th Street #143

B

San Diego, CA 92115

$565,000

Soft Appraisal Value: $531,500 · 6.3% above estimate

Beds

2

Baths

2.5

Sqft

1,041

Year Built

1984

Days on Market

94

Property Type

Townhouse

HOA/mo

$439

MLS ID

PTP2602630

This property is in San Diego (92115). View neighborhood stats →

Virtual Tour

About This Property

VA Approved! Welcome to 3950 60th St Unit #143, San Diego — a move-in-ready townhome ideally suited for military personnel, veterans, and VA buyers seeking central San Diego living with convenient access to major military installations. Located approximately 10 miles from Naval Base San Diego, 11 miles from Marine Corps Recruit Depot (MCRD) San Diego, and 14 miles from Naval Base Coronado, this home offers an exceptional opportunity for those looking to minimize commute times while enjoying all that San Diego has to offer. This two-story, 2-bedroom, 2.5-bath residence features a functional floor plan with hardwood flooring, abundant natural light, and recently remodeled kitchen and bathrooms, creating a clean, modern, and move-in-ready living space. Enjoy everyday convenience with an in-unit washer and dryer, mini-split systems in the living room and primary bedroom, and an attached garage with smart access. Additional upgrades include barn-style doors and Bluetooth-enabled bathroom speakers, adding both character and modern functionality. Located within the desirable College Park community, residents enjoy access to a pool, spa, and beautifully maintained common areas. HOA dues are approximately $439 per month and include water, trash, sewer, landscaping, and exterior maintenance. No Mello-Roos. Conveniently located near shopping, dining, major freeways, and San Diego State University, this property combines comfort, convenience, and an outstanding location for military and civilian buyers alike.

Mortgage Calculator

Est. Monthly Payment

$4,026

Principal & Interest$2,857
Property Tax$565
Insurance$165
HOA$439
%($113,000)
%

Location

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Investment Score

40C
Est. Monthly Rent
$2,873
Monthly Cashflow

Rent − PITIA

$-1,153
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,285

Mortgage (P+I)
$2,857
Cap Rate
1.22%
Cash-on-Cash
-24.26%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$5,840

NOI (Annual)
$6,869
Price-to-Rent

Lower = better for investors

16.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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