
3947 Rancho Summit
CEncinitas, CA 92024
Soft Appraisal Value: $4,180,600 · 5.1% above estimate
Beds
5
Baths
5.5
Sqft
5,875
Year Built
2020
Days on Market
3
Property Type
Single Family
HOA/mo
$456
MLS ID
260016444SD
This property is in Encinitas (92024). View neighborhood stats →
About This Property
Discover a modern estate in the heart of Olivenhain, where the privacy and acreage of Rancho Santa Fe meet the effortless coastal lifestyle of Encinitas. Built by Shea Homes in the exclusive One Oak enclave and set on 1.5 acres, this 5,875-square-foot residence blends estate-scale privacy, contemporary design, and the ease of newer construction. Soaring ceilings, an open-concept great room, and multi-stacking glass sliders connect the interiors to panoramic views and outdoor living. At the center of the home, the chef’s kitchen features an oversized White Truffle marble island, Thermador appliances, and a well-appointed butler’s pantry with seamless flow to the great room and breakfast nook. A formal dining room, fireside Encinitas room, piano lounge with wet bar, office, upstairs family room, five en-suite bedrooms, and private casita offer flexibility for living, work, guests, and entertaining. The primary suite features a spa-inspired bath, walk-in closet, and private view deck. The grounds include a spa, serene water features, an outdoor culinary station with built-in grill and marble island, outdoor entertaining areas, irrigated garden beds, and a producing orchard with eighteen fruit trees. Enjoy owned solar, whole-house water softener, smart-home connectivity, and Ring security. With trails, beaches, dining, and top-rated Encinitas schools within easy reach, this rare One Oak estate delivers privacy, scale, and modern coastal living.
Mortgage Calculator
Est. Monthly Payment
$28,356
Location
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Comparable Properties
5 comps foundThis Property
$14,495
Comp Average
$7,596
502 Kristen Court
5bd / 4.5ba · 3,054 sqft · Single Family
$2.65M
Est. $7,970/mo
714 Piedras Oro Calle
5bd / 3ba · 2,290 sqft · Single Family
$2.70M
Est. $7,615/mo

637 Sparta Drive
4bd / 4ba · 2,051 sqft · Single Family
$2.69M
Est. $7,066/mo
489 La Costa Ave
4bd / 2.5ba · 3,242 sqft · Single Family
$2.80M
Est. $7,645/mo
441 Rancho Santa Fe Rd
5bd / 4ba · 3,395 sqft · Single Family
$2.89M
Est. $7,685/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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