3939 Santa Cruz Avenue

3939 Santa Cruz Avenue

C

San Diego, CA 92107

$1,579,900
NEW — 1d

Beds

3

Baths

2

Sqft

1,650

Year Built

1955

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017602SD

This property is in San Diego (92107). View neighborhood stats →

About This Property

Nestled in the heart of Ocean Beach, 3939 Santa Cruz Avenue offers an incredible opportunity to own a charming home just minutes from the sand, the vibrant shops and restaurants of Newport Avenue, and all that downtown San Diego has to offer. Situated on a generous 6,100-square-foot lot, this approximately 1,650-square-foot home features a spacious backyard with plenty of room to relax, entertain, garden, or expand your outdoor living space. Inside, you'll find a beautifully remodeled kitchen that serves as the centerpiece of the home, while the remainder of the property provides a fantastic opportunity for the next owner to update and customize to their own style and vision. Whether you're looking for a primary residence, vacation home, or investment in one of San Diego's most sought-after coastal neighborhoods, this property offers the perfect combination of location, lot size, and untapped potential.

Mortgage Calculator

Est. Monthly Payment

$10,030

Principal & Interest$7,989
Property Tax$1,580
Insurance$461
%($315,980)
%

Investment Score

7D
Est. Monthly Rent
$5,530
Monthly Cashflow

Rent − PITIA

$-4,500
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,088

Mortgage (P+I)
$7,989
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$14,735

NOI (Annual)
$10,807
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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