
3916 Bedford
Ctop 80%Oceanside, CA 92056Neighborhood: Mira Costa
7 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 6, 2026.
Pass at asking: -$4,192/mo full cashflow at 20% down, 7.43% rate.
Works at $429,216 (56% under asking), or at 82% down.
Rent $4,281/mo from 11 leases of 3–5 bed houses within 1 mi ($3,710–$4,190).
Beds
4
Baths
2
Sqft
1,464
Year Built
1973
Days on Market
—
Property Type
Single Family
HOA/mo
N/A
MLS ID
OC26234419
This property is in Oceanside (92056). View neighborhood stats →
About This Property
*More photos to come* Welcome to Your Single-Level Retreat with Mountain Views! Step into this inviting 4-bedroom, 2-bathroom single-story home, where an open floor plan creates an effortless flow for everyday living and entertaining. Tile and laminate flooring run throughout, and a cozy fireplace anchors the living room, setting the scene for relaxed evenings at home. The kitchen is full of warmth and character, with rich wood cabinetry and plenty of storage. Down the hall, the primary suite offers French doors that open directly to the backyard, along with a spacious walk-in shower with grab bar for added safety and convenience. Step outside to take in sweeping mountain and neighborhood views and watch stunning sunsets from your own private outdoor space. Whether you're enjoying your morning coffee or unwinding at the end of the day, it's the perfect setting to take in the stunning sunsets. Additional highlights include dual-pane windows for year-round comfort and a two-car garage, plus a spacious driveway offering additional parking. With its desirable single-level layout, inviting living spaces, and scenic backyard setting, this home is one you won't want to miss.
Mortgage Calculator
Est. Monthly Payment
$6,676
Location
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Zoned Schools
Elementary
Christa McAuliffe Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,281
Comp Average
$3,946
2787 Thunder Dr
4bd / 2ba · 1,456 sqft · Single Family
$760K
Est. $3,685/mo
3920 Sherbourne Drive
4bd / 2ba · 1,598 sqft · Single Family
$799K
Est. $3,947/mo
3147 Camino Crest Drive
3bd / 2ba · 1,500 sqft · Single Family
$829K
Est. $4,258/mo
2589 Joann Dr
4bd / 2ba · 1,603 sqft · Single Family
$890K
Est. $3,788/mo
4081 Mira Costa Street
4bd / 2ba · 1,480 sqft · Single Family
$1.10M
Est. $4,051/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
11 leases of 3–5 bed houses within 1 mi · $3,710–$4,190
Blended 50/50 with the zip's market median ($4,584)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,192/mo short at 20% down; 82% down or +$5,444/mo rent closes it.
- Break-even price
- $429,216
- Break-even rent
- $9,725/mo
- Cashflow at 35% down
- −$3,176/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
56% under asking
$5,444/mo above the estimate
$799,499 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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