3916 60th

3916 60th

Atop 10%

San Diego, CA 92115

$499,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

21 licensed short-term rentals within ½ mile (9 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 66-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,721/mo full cashflow at 20% down, 7.36% rate.

Works at $273,794 (45% under asking), or at 71% down.

Rent $3,402/mo from 15 leases of 2–4 bed condos & townhomes within 1 mi ($3,058–$3,395).

Beds

3

Baths

2.5

Sqft

1,192

Year Built

1982

Days on Market

0

Property Type

Townhouse

HOA/mo

$527

MLS ID

260026955SD

This property is in San Diego (92115). View neighborhood stats →

About This Property

Don't miss this opportunity to own a beautiful townhome in the gated College Park community! This 3-bedroom, 2.5-bathroom home offers the perfect blend of privacy, comfort, and convenience, with standout features that set it apart! Enjoy the added benefit of a 2-car garage with private access, a sought-after feature compared to the shared garage access found in many other units. Step inside through your private gated front patio and discover a bright, inviting living space featuring a cozy fireplace and a functional layout that flows seamlessly into the dining area and kitchen. The third-floor balcony offers a relaxing outdoor retreat and a great vantage point for enjoying city fireworks displays! Residents also enjoy access to community amenities, including a pool, spa, dog park, and green spaces. Ideally situated near shopping, dining, grocery stores, and everyday essentials, this home checks all the boxes for location and lifestyle. With private garage access, multiple outdoor spaces, and a prime location, this is an opportunity you don't want to miss! Schedule your private showing today!

Mortgage Calculator

Est. Monthly Payment

$3,925

Principal & Interest$2,753
Property Tax$499
Insurance$146
HOA$527
%($99,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Carver Elementary · grades K-5 · San Diego Unified

  • Middle

    Mann Middle · grades 6-8 · San Diego Unified

  • High

    Crawford High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

64A
Est. Monthly Rent
$3,402

15 leases of 2–4 bed condos & townhomes within 1 mi · $3,058–$3,395

Blended 50/50 with the zip's market median ($3,695)

Monthly Cashflow

Rent − PITIA

-$523
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,721

What would make this work?

$1,721/mo short at 20% down; 71% down or +$2,236/mo rent closes it.

Break-even price

45% under asking

$273,794
Break-even rent

$2,236/mo above the estimate

$5,638/mo
Cashflow at 35% down
−$1,205/mo
Down payment to break even

$354,290 cash

71%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,753
Cap Rate
2.89%
Cash-on-Cash
-20.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.87

NOI (Annual)
$14,422
Price-to-Rent

Lower = better for investors

12.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
ACashflow−$1,721/mo