3909 Reche Rd #164
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3909 Reche Rd #164

Atop 10%

Fallbrook, CA 92028

$269,999
STR: check · park rules decide · TOT 8%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$828/mo full cashflow at 20% down, 7.43% rate.

Works at $162,301 (40% under asking), or at 65% down.

Rent $3,060/mo: zip market median for this bed count.

Beds

3

Baths

2

Sqft

1,888

Year Built

2003

Days on Market

61

Property Type

Mfd/Mobile Home

HOA/mo

$1,110

MLS ID

26909397

This property is in Fallbrook (92028). Browse neighborhood analytics →

About This Property

Welcome to your Spacious lovely home with tons of potential. Tranquility meets ultimate peace, you are surrounded by the melancholy of nature, silence, with the comfort and luxury of your home. This home is unique as it is a triple wide home at the Valley Oaks Park. The home offers a large Two bedroom and Two bathroom Plus a Bonus Room for an office bedroom, or other. This manufactured home is extra spacious, extra cozy, offers privacy and charm nestled in a quaint community. The space offers an extra large Lot that can be used as a personal garden or for entertaining and the park community offers a Serene Resort Life Style that includes excellent Amenities such as a heated swimming pool, gym for yoga and working out, clubhouse, and an actual library. Fallbrook is a well known community for BBQs, Shopping, Dining Out, and Elegantly surrounded by Nature, Peace, and Quiet.

Mortgage Calculator

Est. Monthly Payment

$2,959

Principal & Interest$1,500
Property Tax$270
Insurance$79
HOA$1,110
%($54,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Live Oak Elementary · grades K-6 · Fallbrook Union Elementary

  • Middle

    James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary

  • High

    Fallbrook High · grades 9-12 · Fallbrook Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

75A
Est. Monthly Rent
$3,060

Zip market median for this bed count

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

+$101
Full Cashflow

Incl. vacancy, PM, maint, capex

-$828

What would make this work?

$828/mo short at 20% down; 65% down or +$1,075/mo rent closes it.

Break-even price

40% under asking

$162,301
Break-even rent

$1,075/mo above the estimate

$4,135/mo
Cashflow at 35% down
−$547/mo
Down payment to break even

$175,499 cash

65%
Rate to break even

at 20% down

0.77%

Mortgage (P+I)
$1,500
Cap Rate
3.67%
Cash-on-Cash
-18.39%
DSCR

Need ≥ 1.25 for DSCR loan

1.03

NOI (Annual)
$9,902
Price-to-Rent

Lower = better for investors

7.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$828/mo