3905 Haines
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3905 Haines

C

San Diego, CA 92109

$2,975,000

Soft Appraisal Value: $2,932,000 · 1.5% above estimate

Beds

Baths

Sqft

1,967

Year Built

2026

Days on Market

105

Property Type

Multi-Family

HOA/mo

N/A

MLS ID

NDP2603076

This property is in San Diego (92109). View neighborhood stats →

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About This Property

3905 is a newly constructed triplex within the Crown Point Coastal Collection, a distinct detached coastal offering just 2 ½ blocks from Sail Bay. Unit one: 2 bedroom/2 bath; Unit two: 2 bedroom/2 bath; Unit three: 1 bedroom/1 bath. Unit one on the upper level is filled with natural light and opens seamlessly to a private Outdoor Living Terrace and Rooftop Terrace with panoramic views—an indoor-outdoor experience designed for relaxed coastal living and effortless entertaining. Eleven-foot ceilings in the main living areas and nine-foot ceilings below enhance the sense of scale and comfort. Bertazzoni appliances, tile flooring throughout, solid-core doors, clerestory windows, paid solar with Tesla Powerwall, and energy-efficient ductless mini-split climate control reflect the home’s elevated yet practical design. Built by Duncan Custom Homes, architecturally designed by Scot Frontis, AIA, with interiors by Sol Quintana Design, this home pairs thoughtful craftsmanship with the ease of refined beachside living. No HOA. Shared parking and pedestrian access agreement in place. Property taxes will be reassessed upon transfer of ownership.

Mortgage Calculator

Est. Monthly Payment

$18,886

Principal & Interest$15,043
Property Tax$2,975
Insurance$868
%($595,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,653
Monthly Cashflow

Rent − PITIA

$-12,233
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,243

Mortgage (P+I)
$15,043
Cap Rate
-0.48%
Cash-on-Cash
-32.76%
DSCR

Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$27,747

NOI (Annual)
$-14,392
Price-to-Rent

Lower = better for investors

37.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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