390 Pismo Bay Court
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390 Pismo Bay Court

C

Oceanside, CA 92056

$889,000
NEW — 1d

Beds

4

Baths

2

Sqft

2,031

Year Built

1996

Days on Market

1

Property Type

Single Family

HOA/mo

$68

MLS ID

NDP2603844

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Rare find in Whelan Ranch: a spacious 4-bedroom single-story home on an approx. 0.27-acre, level lot. Enjoy an open, bright layout with a large living room plus a cozy family room with fireplace. The kitchen is open to the family room and has plenty of storage including an island counter. The primary suite offers a roomy walk-in closet, soaking tub, and separate shower. Additional highlights include a 3-car garage and an indoor laundry room with deep sink. Out back, you’ll find a large concrete patio, mature fruit trees, and a permanent 12x8 shed on a concrete slab with windows. Conveniently located near shopping, schools, lakes, parks, playgrounds, and most notably, GOLF.

Mortgage Calculator

Est. Monthly Payment

$5,712

Principal & Interest$4,495
Property Tax$889
Insurance$259
HOA$68
%($177,800)
%

Location

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Investment Score

33C
Est. Monthly Rent
$4,000
Monthly Cashflow

Rent − PITIA

$-1,711
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,372

Mortgage (P+I)
$4,495
Cap Rate
1.52%
Cash-on-Cash
-22.76%
DSCR

Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$8,379

NOI (Annual)
$13,478
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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