3890 Nobel Drive #802
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3890 Nobel Drive #802

Ctop 80%

San Diego, CA 92122

$370,500
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

9 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 8, 2026.

No unit in this 72-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,716/mo full cashflow at 20% down, 7.43% rate.

Works at $16,869 (95% under asking); even all cash loses money at asking.

Rent $4,432/mo from 1 lease in this building (±1 bed).

Beds

1

Baths

1.5

Sqft

906

Year Built

1992

Days on Market

0

Property Type

Condo

HOA/mo

$3,283

MLS ID

NDP2610139

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

Welcome to Unit 802 at Pacific Regent La Jolla, where elevated living meets effortless luxury! This beautifully maintained 1-bedroom, 1.5-bath residence offers a sophisticated retreat with sweeping panoramic city and horizon views from both the living room and bedroom. Thoughtfully designed for comfort and convenience, the inviting floor plan features tasteful, updated finishes throughout, abundant natural light, and generous storage, including two spacious bedroom closets—one walk-in and one oversized sliding closet. An in-unit stacked washer and dryer adds everyday ease to this beautifully appointed home. Often described as a "Cruise Ship on Land," Pacific Regent offers a resort-inspired lifestyle in an exceptional 62+ independent living community. Residents enjoy an impressive collection of amenities and services designed to make every day feel like a getaway. Savor gourmet, restaurant-style dining or the convenience of room service, unwind by the heated pool and spa, or take advantage of the fitness center, library, and on-site salon. Additional amenities include 24-hour security and inviting gathering spaces for social events and activities. Whether enjoying the views from your private residence or the vibrant community just beyond your door, Pacific Regent offers a wonderful blend of luxury, convenience, and connection. Discover a lifestyle where comfort comes naturally and every day offers something to enjoy!

Mortgage Calculator

Est. Monthly Payment

$5,820

Principal & Interest$2,058
Property Tax$371
Insurance$108
HOA$3,283
%($74,100)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Doyle Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

23C
Est. Monthly Rent
$4,432

1 lease in this building (±1 bed)

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$1,388
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,716

What would make this work?

$2,716/mo short at 20% down; +$3,527/mo rent closes it.

Break-even price

95% under asking

$16,869
Break-even rent

$3,527/mo above the estimate

$7,959/mo
Cashflow at 35% down
−$2,330/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,058
Cap Rate
-1.41%
Cash-on-Cash
-43.98%
DSCR

Need ≥ 1.25 for DSCR loan

0.76

NOI (Annual)
-$5,232
Price-to-Rent

Lower = better for investors

7.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,716/mo