3778 Albatross St
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3778 Albatross St

Ctop 80%

San Diego, CA 92103

$1,695,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

109 licensed short-term rentals within ½ mile (81 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$8,727/mo full cashflow at 20% down, 7.36% rate.

Works at $552,987 (67% under asking), or at 95% down.

Rent $5,488/mo from 10 leases of 3-bed houses within 1 mi ($5,174–$5,983).

Beds

3

Baths

2

Sqft

1,659

Year Built

1903

Days on Market

46

Property Type

Single Family

HOA/mo

N/A

MLS ID

260023400SD

This property is in San Diego (92103). View neighborhood stats →

About This Property

Built in 1903, a welcoming front porch introduces this charming Craftsman, which thoughtfully blends original character with modern amenities. Light-filled living spaces showcase original hardwood floors, period built-ins, beamed ceilings, and an inviting fireplace. The updated kitchen, complete with a cozy breakfast nook, opens to the formal dining room with relaxed access to an al fresco dining deck, spacious patio, backyard and pool. An alley-access two-car garage adds coveted convenience.

Mortgage Calculator

Est. Monthly Payment

$11,541

Principal & Interest$9,352
Property Tax$1,695
Insurance$494
%($339,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Florence Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

6C
Est. Monthly Rent
$5,488

10 leases of 3-bed houses within 1 mi · $5,174–$5,983

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$6,053
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,727

What would make this work?

$8,727/mo short at 20% down; 95% down or +$11,334/mo rent closes it.

Break-even price

67% under asking

$552,987
Break-even rent

$11,334/mo above the estimate

$16,822/mo
Cashflow at 35% down
−$6,974/mo
Down payment to break even

$1,610,250 cash

95%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,352
Cap Rate
0.64%
Cash-on-Cash
-30.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.48

NOI (Annual)
$10,784
Price-to-Rent

Lower = better for investors

25.7

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$8,727/mo