
3760 Vista Campana #49
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$1,232/mo full cashflow at 20% down, 7.36% rate.
Works at $138,666 (54% under asking), or at 80% down.
Rent $2,251/mo from 21 leases of studio–2 bed condos & townhomes within 2 mi ($2,178–$2,482).
Beds
1
Baths
1
Sqft
660
Year Built
1967
Days on Market
72
Property Type
Condo
HOA/mo
$674
MLS ID
NDP2608219
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Welcome to this charming 1-bedroom, 1-bath home located in the desirable Oceana 55+ community of Oceanside! Offering approximately 660 square feet of comfortable living space, plus an enclosed California Room which adds sqft to the interior space, this single-story home features a bright and inviting interior with plenty of natural light throughout. The spacious floor plan includes separate living and dining areas, laminate flooring, and a versatile bonus room that provides additional space for a home office, sitting area, hobby room, or extra storage. The kitchen comes equipped with a cooktop, oven and refrigerator, while convenient in-home laundry hookups add to the home's functionality. Enjoy a peaceful, private setting with reserved parking and a location near the golf course. Residents of Oceana enjoy access to wonderful community amenities, including a swimming pool, spa, clubhouse and a variety of social activities. The community is conveniently located near shopping, dining and everyday services, with Oceanside's beaches and coastal attractions just a short drive away. If you're looking for comfortable, low-maintenance living in an established 55+ Oceanside community, this home is a must-see!
Mortgage Calculator
Est. Monthly Payment
$2,716
Location
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Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,251
Comp Average
$2,498
509 Calle Montecito
2bd / 1ba · 806 sqft · Condo
$350K
Est. $2,708/mo
521 Calle Montecito
2bd / 1ba · 806 sqft · Condo
$350K
Est. $2,482/mo

510 Calle Montecito
2bd / 1ba · 806 sqft · Condo
$359K
Est. $2,483/mo
513 Calle Montecito
2bd / 2ba · 856 sqft · Condo
$400K
Est. $2,547/mo

5045 Los Morros Way
1bd / 1ba · 700 sqft · Condo
$420K
Est. $2,268/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
21 leases of studio–2 bed condos & townhomes within 2 mi · $2,178–$2,482
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,232/mo short at 20% down; 80% down or +$1,600/mo rent closes it.
- Break-even price
- $138,666
- Break-even rent
- $3,851/mo
- Cashflow at 35% down
- −$922/mo
- Down payment to break even
- 80%
- Rate to break even
- Not reachable
54% under asking
$1,600/mo above the estimate
$239,910 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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