3760 Florida
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3760 Florida #orida

A

San Diego, CA 92104

$319,888

Soft Appraisal Value: $320,000 · 0.0% below estimate

Beds

Baths

1

Sqft

336

Year Built

1986

Days on Market

68

Property Type

Condo

HOA/mo

$320

MLS ID

NDP2601595

This property is in San Diego (92104). View neighborhood stats →

Virtual Tour

About This Property

Great opportunity to get your foot in the door of homeownership with this urban studio condo. Especially appealing to first-time buyers who want to stop renting and start building equity. VA Approved Windows and morning light face calming tree-top views and excellent privacy, creating a soothing backdrop for everyday living. Beautifully staged to show how well a studio can live, with clearly defined areas for relaxing, dining, and working. Make this your first home and begin your path toward long-term home appreciation. High ceilings and abundant natural light enhance the open layout, while sliding doors extend the living area to a private balcony that feels peaceful, green, and private—a perfect spot for morning coffee or a quiet evening wind-down. The tidy nine-foot kitchen features clean lines, practical cabinetry, and a defined dining nook that blend style with efficient design. Smart use of space helps the home feel larger than its footprint and easy to keep organized. Ideally located near Balboa Park, major medical centers, downtown, and the beaches, Parkside supports a convenient, walkable lifestyle. It’s approximately an eight-minute walk to the Hillcrest Farmers Market and about thirteen minutes to Morley Field Sports Complex, plus close to local cafés, breweries, and neighborhood favorites that make North Park such a vibrant place to live. Whether you’re stepping into homeownership for the first time or seeking a low-maintenance addition to your portfolio, this studio delivers comfort, value, privacy, and an excellent central location. First-time buyer financing and assistance programs may be available depending on buyer eligibility—please contact your lender or financial advisor for details. All loan terms, payments, and qualifications to be confirmed directly with buyer’s lender.

Mortgage Calculator

Est. Monthly Payment

$2,351

Principal & Interest$1,618
Property Tax$320
Insurance$93
HOA$320
%($63,978)
%

Location

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Comparable Properties

3 comps found

This Property

$2,079

vs

Comp Average

$2,855

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

66A
Est. Monthly Rent
$2,079
Monthly Cashflow

Rent − PITIA

$-271
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,016

Mortgage (P+I)
$1,618
Cap Rate
2.26%
Cash-on-Cash
-19.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.88
Break-even Rent
$3,399

NOI (Annual)
$7,216
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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