3759 Sage Canyon Drive
Ctop 80%Encinitas, CA 92024Neighborhood: New Encinitas
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.
None of the 33 homes on this home's recorded tract holds a short-term rental permit, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$16,839/mo full cashflow at 20% down, 7.43% rate.
Works at $907,540 (71% under asking), or at 99% down.
Rent $9,267/mo from 14 leases of 4-bed houses within 2 mi ($8,473–$16,178).
Beds
4
Baths
4
Sqft
3,064
Year Built
2000
Days on Market
90
Property Type
Single Family
HOA/mo
$165
MLS ID
TR26176256
This property is in Encinitas (92024). View neighborhood stats →
About This Property
Nestled at the end of a quiet cul-de-sac in the exclusive, gated enclave of Sage Canyon, this exceptional 4-bedroom, 4-bathroom residence offers unmatched privacy and coastal convenience in North County San Diego. Positioned on a prime lot with no neighbors directly behind or across the street, the property features a scenic canyon backdrop and overlooks a private neighborhood park. Inside, the functional floor plan includes a main-level bedroom and full bath—ideal for guests or a home office—while the upper level houses three spacious bedrooms, three full baths, and a private balcony off one of the bedrooms. Warmth and elegance abound with two cozy fireplaces, while the covered patio provides seamless indoor-outdoor living. Complete with an attached 3-car garage, low HOA dues, and a location just minutes from ocean beaches, local shopping, and top-rated schools, this rare coastal retreat truly offers the ultimate Encinitas lifestyle.
Mortgage Calculator
Est. Monthly Payment
$21,391
Location
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Zoned Schools
Elementary
Park Dale Lane Elementary · grades K-6 · Encinitas Union Elementary
Middle
Oak Crest Middle · grades 7-8 · San Dieguito Union High
High
La Costa Canyon High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$9,267
Comp Average
$9,023
790 Bracero Road
5bd / 3ba · 3,490 sqft · Single Family
$3.00M
Est. $10,199/mo
1413 Trabert Ranch Road
5bd / 3.5ba · 3,307 sqft · Single Family
$3.38M
Est. $11,264/mo
398 Andrew Avenue
3bd / 2.5ba · 3,121 sqft · Single Family
$2.79M
Est. $8,584/mo
4097 Canyon De Oro
4bd / 3ba · 3,030 sqft · Single Family
$2.95M
Est. $7,419/mo
1318 Portola Road
4bd / 4.5ba · 3,105 sqft · Single Family
$3.00M
Est. $7,650/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of 4-bed houses within 2 mi · $8,473–$16,178
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$16,839/mo short at 20% down; 99% down or +$21,868/mo rent closes it.
- Break-even price
- $907,540
- Break-even rent
- $31,135/mo
- Cashflow at 35% down
- −$13,609/mo
- Down payment to break even
- 99%
- Rate to break even
- Not reachable
71% under asking
$21,868/mo above the estimate
$3,069,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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