3691 North Way
Atop 10%Oceanside, CA 92056Neighborhood: Mira Costa
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 14, 2026.
Pass at asking: -$2,426/mo full cashflow at 20% down, 7.36% rate.
Works at $381,602 (45% under asking), or at 71% down.
Rent $3,787/mo from 13 leases of 2–4 bed houses within 1 mi ($3,264–$3,610).
Beds
3
Baths
2
Sqft
1,051
Year Built
1972
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260027050SD
This property is in Oceanside (92056). View neighborhood stats →
About This Property
Not many 3-bedroom, 2-bathroom homes are offered in Costa Serena...ever! Especially ones that are fully upgraded w/ an open floor-plan, paired w/ incredible southwesterly views, and only approx. 3 miles from the Pacific Ocean. The home features vinyl plank flooring, upgraded windows, a modern kitchen with stainless steel appliances, designer bathrooms, full size in-house laundry closet, new water heater, & attached 1 car garage w/ driveway parking as well. The primary suite enjoys gorgeous views, a walk-in closet, and an en-suite bathroom with dual sinks and a spacious shower. Two additional bedrooms offer flexibility for guests, a home office, or hobbies. Outside, a sunny backyard patio invites you to enjoy morning coffee, outdoor dining, and the sweeping views. Low-maintenance landscaping keeps things easy. HOA has NO monthly HOA dues, & is a 55+ Community! Convenient access to Highway 78, I-5, shopping, and dining.
Mortgage Calculator
Est. Monthly Payment
$4,759
Location
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Zoned Schools
Elementary
Christa McAuliffe Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,787
Comp Average
$3,373
3658 Aqua Lane
2bd / 1ba · 827 sqft · Single Family
$599K
Est. $2,893/mo
5127 Mandarin Drive
2bd / 2ba · 977 sqft · Single Family
$699K
Est. $3,173/mo
2847 Annette
3bd / 1.5ba · 1,040 sqft · Single Family
$740K
Est. $3,366/mo
2816 Louise Street
3bd / 1.5ba · 1,040 sqft · Single Family
$790K
Est. $3,365/mo
4723 Galicia
2bd / 2ba · 1,106 sqft · Single Family
$875K
Est. $4,067/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
13 leases of 2–4 bed houses within 1 mi · $3,264–$3,610
Blended 50/50 with the zip's market median ($4,156)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,426/mo short at 20% down; 71% down or +$3,151/mo rent closes it.
- Break-even price
- $381,602
- Break-even rent
- $6,938/mo
- Cashflow at 35% down
- −$1,703/mo
- Down payment to break even
- 71%
- Rate to break even
- Not reachable
45% under asking
$3,151/mo above the estimate
$496,290 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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