3678 Richmond
1 / 20

3678 Richmond

D

San Diego, CA 92103

$1,298,888
NEW — 1d on market

Beds

2

Baths

3

Sqft

1,172

Year Built

2012

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009006SD

This property is in San Diego (92103). View neighborhood stats →

About This Property

Sophisticated Urban Luxury in the Heart of Hillcrest! Complete with ADU Plans approved! Currently has existing studio completely renovated ready for move-in. Step into modern elegance with this exquisitely remodeled 2-bedroom, 2-bath single family residence, with A/C perfectly situated in one of San Diego’s most vibrant walkable neighborhoods. Every detail of this complete renovation has been meticulously curated to deliver refined style, timeless sophistication, and effortless luxury. The open-concept floor plan showcases designer finishes, wide-plank LVP flooring, custom cabinetry, and a chef-inspired kitchen featuring quartz countertops, high-end stainless-steel appliances, Forno chef quality gas range- pot filler and elegant lighting. Both bathrooms have been reimagined with spa-quality materials and contemporary fixtures, creating a serene retreat for daily indulgence. Enjoy the ultimate in convenience and lifestyle - just steps from Hillcrest’s premier dining, upscale shopping, and vibrant nightlife, as well as Balboa Park and the world-renowned San Diego Zoo. Walk or bike every Sunday to Hillcrests Farmers Market. With its exceptional Walk Score and central location, this residence embodies luxury urban living at its finest. Discover the perfect balance of sophistication and city energy—a truly turnkey home designed for the discerning buyer. * * Possibilities are endless with approved ADU plans and additional office/ workshop studio below with full spa bath and kitchenette and stunning large backyard.

Mortgage Calculator

Est. Monthly Payment

$8,246

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
%($259,778)
%

Location

Loading map...

Investment Score

1D
Est. Monthly Rent
$3,875
Monthly Cashflow

Rent − PITIA

$-4,371
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,344

Mortgage (P+I)
$6,568
Cap Rate
0.21%
Cash-on-Cash
-29.31%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$12,115

NOI (Annual)
$2,681
Price-to-Rent

Lower = better for investors

27.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator