3653 Wilson Ave
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3653 Wilson Ave

D

San Diego, CA 92104

$1,199,000

Soft Appraisal Value: $1,198,100 · 0.1% above estimate

Beds

3

Baths

4.5

Sqft

2,190

Year Built

2025

Days on Market

92

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003890SD

This property is in San Diego (92104). View neighborhood stats →

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About This Property

Instant Equity! Welcome to this stunning newly constructed detached home, designed with modern living in mind and perfectly situated on a serene canyon setting. Upstairs, you’ll find generously sized bedrooms, a spa-inspired primary suite, and private balconies that embrace indoor-outdoor living. This property also features a thoughtfully designed ADU with its own private entrance, full kitchen, and modern bath — ideal for multigenerational living, a guest suite, or additional rental income. Enjoy the tranquility of canyon living while being just minutes from shopping, dining, and major freeways.

Mortgage Calculator

Est. Monthly Payment

$7,612

Principal & Interest$6,063
Property Tax$1,199
Insurance$350
%($239,800)
%

Location

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Investment Score

23D
Est. Monthly Rent
$5,412
Monthly Cashflow

Rent − PITIA

$-2,200
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,444

Mortgage (P+I)
$6,063
Cap Rate
1.62%
Cash-on-Cash
-22.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$11,183

NOI (Annual)
$19,429
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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