3653 Wilson Ave

3653 Wilson Ave

D

San Diego, CA 92104

$1,369,000

Soft Appraisal Value: $1,361,200 · 0.6% above estimate

Beds

3

Baths

4.5

Sqft

2,190

Year Built

2025

Days on Market

46

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003890SD

Description

Instant Equity! Welcome to this stunning newly constructed detached home, designed with modern living in mind and perfectly situated on a serene canyon setting. Upstairs, you’ll find generously sized bedrooms, a spa-inspired primary suite, and private balconies that embrace indoor-outdoor living. This property also features a thoughtfully designed ADU with its own private entrance, full kitchen, and modern bath — ideal for multigenerational living, a guest suite, or additional rental income. Enjoy the tranquility of canyon living while being just minutes from shopping, dining, and major freeways.

Mortgage Calculator

Est. Monthly Payment

$8,691

Principal & Interest$6,922
Property Tax$1,369
Insurance$399
%($273,800)
%

Investment Score

4D
Est. Monthly Rent
$5,742
Monthly Cashflow

Rent − PITIA

$-2,948
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,410

Mortgage (P+I)
$6,922
Cap Rate
1.33%
Cash-on-Cash
-23.71%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$12,768

NOI (Annual)
$18,150
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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