
3638 Via Bernardo
DOceanside, CA 92056
Soft Appraisal Value: $1,129,200 · 1.4% above estimate
Beds
5
Baths
3.5
Sqft
2,585
Year Built
1990
Days on Market
4
Property Type
Single Family
HOA/mo
$230
MLS ID
NDP2604836
This property is in Oceanside (92056). View neighborhood stats →
About This Property
Welcome to this beautiful home located in the highly desirable communities of Ocean Hills and Terra Mar. Step inside to soaring ceilings and abundant natural light that fill the spacious living areas, while a skylight brightens the upstairs hallway and enhances the home’s open and airy feel. Freshly repainted interiors create a warm and inviting atmosphere throughout. The family room features a cozy fireplace and a wet bar, offering the perfect setting for relaxing or entertaining. Elegant French doors open to a private, fenced, low-maintenance backyard with fresh new grass, creating an ideal outdoor retreat. The backyard features fruit trees, a charming herb garden, and a side-yard succulent and flower garden that add beauty and character to the outdoor space. Enjoy the fragrance and charm of blooming roses lining the front entryway. All five bedrooms are located upstairs, providing flexibility for guest rooms, a home office, workout space, or playroom. The spacious primary suite opens to a generous private balcony, perfect for enjoying your morning coffee or unwinding with a glass of wine in the evening. The suite also includes a walk-in closet and an additional nook ideal for a vanity or desk area. A dedicated upstairs laundry room includes the washer and dryer for added convenience. Additional highlights include central A/C, a 2-car attached garage with 240V outlet for EV charger and Carbon water softener, and leased solar for energy efficiency. Ideally located just off Cannon Road with convenient access to schools, shopping, dining, parks, beaches and hiking trails. Residents of Terra Mar enjoy outstanding community amenities including parks, playgrounds, clubhouse, pool, spa, and barbecue areas. This exceptional home offers the perfect blend of comfort, functionality, and coastal lifestyle living.
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Est. Monthly Payment
$7,499
Location
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Comparable Properties
5 comps foundThis Property
$4,912
Comp Average
$4,155
3133 Morningside Dr
4bd / 2ba · 1,400 sqft · Single Family
$820K
Est. $4,083/mo
1309 Via Lucero
4bd / 3.5ba · 1,563 sqft · Townhouse
$740K
Est. $4,051/mo
4009 Genine Drive
4bd / 2ba · 1,260 sqft · Single Family
$875K
Est. $4,122/mo
1593 Avenida Guillermo
4bd / 3ba · 2,196 sqft · Single Family
$965K
Est. $4,343/mo
3027 Linda Dr
4bd / 2ba · 1,325 sqft · Single Family
$970K
Est. $4,174/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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