3604 43rd St
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3604 43rd St

D

San Diego, CA 92105

$509,000
NEW — 1d on market

Beds

1

Baths

1

Sqft

535

Year Built

1939

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008982SD

This property is in San Diego (92105). View neighborhood stats →

About This Property

Welcome to City Heights living with this charming detached single-family home full of natural light! Perfectly positioned on a corner lot, this 1-bedroom, 1-bath residence offers thoughtfully designed living space with the privacy and independence of a standalone home. Freshly painted inside and out - including the kitchen cabinets - this move-in ready property blends character, comfort and convenience. This home has beautiful LVP flooring, mini-splits for both heating & cooling, tankless water heater and a large bedroom with office nook. Recent foundation repairs provide added peace of mind, while abundant light from dual pane windows creates a bright and welcoming space. Step outside to enjoy the fully fenced yard, ideal for pets, gardening, entertaining or simply relaxing. A rare bonus in this price point, the property also features a 1-car detached garage plus driveway parking for 2-3 additional vehicles. Conveniently located near major freeways including the 15, 805 & 94, commuting around San Diego is a breeze. Enjoy close proximity to neighborhood restaurants, coffee shops, grocery stores, parks and all the everyday conveniences that make City Heights one of San Diego’s most centrally located communities. Whether you're a first-time buyer, investor or someone seeking an affordable detached home with outdoor space and parking, this is an opportunity you won’t want to miss.

Mortgage Calculator

Est. Monthly Payment

$3,231

Principal & Interest$2,574
Property Tax$509
Insurance$148
%($101,800)
%

Location

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Investment Score

3D
Est. Monthly Rent
$1,984
Monthly Cashflow

Rent − PITIA

$-1,247
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,127

Mortgage (P+I)
$2,574
Cap Rate
1.05%
Cash-on-Cash
-25.08%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$4,747

NOI (Annual)
$5,358
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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