3584 Chamoune Avenue

3584 Chamoune Avenue

D

San Diego, CA 92105

$740,000

Soft Appraisal Value: $743,600 · 0.5% below estimate

Beds

Baths

Sqft

1,170

Year Built

1954

Days on Market

9

Property Type

Multi-Family

HOA/mo

N/A

MLS ID

NDP2602658

Description

Fully remodeled in 2015, this turnkey duplex is ideally located in the heart of City Heights, San Diego—perfect for investors or owner-occupants looking to live in one unit and rent the other. The front unit features 2 bedrooms and sits on an elevated lot, offering nice views from the living room. The back unit is a spacious 1-bedroom with an open layout. Both units are well-maintained and thoughtfully updated, each offering private interior laundry, tankless water heaters, and assigned parking conveniently located next to each unit. The two bedroom unit has a minisplit cooling system. Enjoy fully fenced yards for both units, with ample outdoor space and future potential to enhance or customize. A versatile property with strong income potential and flexible living options—don’t miss this opportunity!

Mortgage Calculator

Est. Monthly Payment

$4,698

Principal & Interest$3,742
Property Tax$740
Insurance$216
%($148,000)
%

Investment Score

0D
Est. Monthly Rent
$2,135
Monthly Cashflow

Rent − PITI − HOA

$-2,563
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,671

Mortgage (P+I)
$3,742
Cap Rate
0.12%
Cash-on-Cash
-29.76%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$6,902

NOI (Annual)
$855
Price-to-Rent

Lower = better for investors

28.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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