358 Belvedere St

358 Belvedere St

D

La Jolla, CA 92037

$6,000,000
NEW — 3d on market

Soft Appraisal Value: $5,769,200 · 4.0% above estimate

Beds

4

Baths

4.5

Sqft

3,568

Year Built

1987

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007091SD

View on MLS

Description

Set along one of La Jolla’s most storied residential streets, this single family home rests within the quiet legacy of Belvedere, a name long associated with architectural distinction, coastal pedigree, and enduring value. Belvedere has historically attracted those who value discretion over display, where refined residences sit elevated above the village and the ocean’s presence is felt rather than announced. Life unfolds at an unhurried coastal rhythm just moments from Windansea Beach, where morning walks trace the bluffs and evenings settle into glowing Pacific sunsets. The proximity invites a daily intimacy with the ocean, surf culture, and open sky that defines this corner of La Jolla. Cafés, galleries, and dining in the village are close enough to enjoy on foot, yet distant enough to preserve the calm that Belvedere is known for. Designed for the San Diego lifestyle, the home offers two distinct outdoor entertaining spaces, each with its own mood and purpose. One is ideal for sunlit afternoons and lingering lunches, the other for evening gatherings as ocean air cools the day and conversation stretches long after sunset. Together, they create a seamless extension of the interior, encouraging effortless hosting and everyday relaxation. Inside, the residence lives with an ease that mirrors its surroundings, private, composed, and quietly confident. It is a home that supports both retreat and connection, whether returning from the beach or entertaining close friends. This is a rare opportunity to live on a street that carries its own reputation, within a coastal enclav

Mortgage Calculator

Est. Monthly Payment

$38,089

Principal & Interest$30,339
Property Tax$6,000
Insurance$1,750
%($1,200,000)
%

Investment Score

0D
Est. Monthly Rent
$15,877
Monthly Cashflow

Rent − PITI − HOA

$-22,212
Full Cashflow

Incl. vacancy, PM, maint, capex

$-30,864

Mortgage (P+I)
$30,339
Cap Rate
-0.10%
Cash-on-Cash
-30.86%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$55,960

NOI (Annual)
$-6,297
Price-to-Rent

Lower = better for investors

31.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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