3570 1st Ave #19
Ctop 80%San Diego, CA 92103
101 licensed short-term rentals within ½ mile (77 whole home), from the cities' license and permit lists of Nov 4, 2026.
No unit in this 40-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$4,087/mo full cashflow at 20% down, 7.49% rate.
Works at $270,032 (66% under asking), or at 94% down.
Rent $3,578/mo from 1 lease in this building.
Beds
2
Baths
2
Sqft
1,222
Year Built
1984
Days on Market
1
Property Type
Condo
HOA/mo
$672
MLS ID
260026113SD
This property is in San Diego (92103). View neighborhood stats →
About This Property
Light and bright top-floor condominium in the highly coveted Bankers Hill Towers community. Recently updated with brand-new paint and flooring throughout, this home offers a fresh, modern feel. The kitchen features sleek cabinetry and quartz countertops, while the bathrooms have been enhanced with updated vanities. Additional highlights include in-unit laundry and two assigned parking spaces. Residents enjoy access to resort-style amenities including a community pool, spa, and BBQ area. Ideally located within walking distance of Balboa Park, popular restaurants, coffee shops, and neighborhood attractions. An exceptional value in one of San Diego's most desirable neighborhoods.
Mortgage Calculator
Est. Monthly Payment
$6,176
Location
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Zoned Schools
Elementary
Florence Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,578
Comp Average
$3,467
1441 Robinson Ave
2bd / 2.5ba · 1,140 sqft · Condo
$699K
Est. $3,628/mo
1263 Robinson
2bd / 2ba · 1,046 sqft · Condo
$750K
Est. $3,479/mo
1270 Cleveland Ave
2bd / 2ba · 1,077 sqft · Condo
$769K
Est. $3,140/mo
475 Redwood St
2bd / 2ba · 1,151 sqft · Condo
$855K
Est. $3,874/mo
2960 Union Street
2bd / 2ba · 1,108 sqft · Condo
$899K
Est. $3,215/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building
Blended 50/50 with a property-level estimate
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,087/mo short at 20% down; 94% down or +$5,308/mo rent closes it.
- Break-even price
- $270,032
- Break-even rent
- $8,886/mo
- Cashflow at 35% down
- −$3,249/mo
- Down payment to break even
- 94%
- Rate to break even
- Not reachable
66% under asking
$5,308/mo above the estimate
$752,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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