354 Fitzpatrick Road
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354 Fitzpatrick Road #103

C

San Marcos, CA 92069

$639,500
NEW — 0d

Beds

2

Baths

2.5

Sqft

1,237

Year Built

2019

Days on Market

0

Property Type

Townhouse

HOA/mo

$372.68

MLS ID

260012875SD

This property is in San Marcos (92069). View neighborhood stats →

About This Property

Perched in one of San Marcos most inviting neighborhoods, this 2019-built residence blends modern comfort, thoughtful upgrades, and an easy everyday flow from the moment you step inside. Natural light fills the open-concept main level, where luxury vinyl plank flooring, a soft neutral palette, and clean modern finishes create a calm, elevated feel throughout. At the center of the home, the kitchen makes an immediate impression with white shaker cabinetry, quartz countertops, a generous island with seating, stainless steel appliances, a walk-in pantry, and a herringbone accent backsplash that adds just the right touch of character. The living area feels both stylish and functional, featuring a custom navy accent wall with decorative molding, built-in shelving and storage niches, recessed lighting, dimmer switches, and a sliding glass door that opens to the balcony and patio for fresh air, morning coffee, or a quiet evening outside. Upstairs, the primary suite offers a peaceful retreat with a walk-in closet, additional storage, upgraded vanity cabinetry, dual sinks, framed mirrors, and modern plumbing fixtures. Both bathrooms feature upgraded shower and tub surrounds with tile flooring, while the upstairs laundry area includes built-in cabinetry for added convenience. Owned solar, energy-efficient construction, and wiring for EV charging add meaningful value and convenience, while a two-car garage completes this home that feels polished, practical, and move-in ready. Just minutes from local schools, parks, shopping, dining, and everything San Marcos has to offer, this home is ready for its next chapter. Broker and Broker Agents do not represent or guarantee the accuracy of the square footage, permitted or unpermitted space, bd/ba count, lot size/dimensions, schools, or other information concerning the conditions or features of the property. Buyer is advised to independently verify the accuracy of all information through personal inspection & with appropriate professionals to satisfy themselves.

Mortgage Calculator

Est. Monthly Payment

$4,432

Principal & Interest$3,234
Property Tax$640
Insurance$187
HOA$373
%($127,900)
%

Location

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Investment Score

34C
Est. Monthly Rent
$2,986
Monthly Cashflow

Rent − PITIA

$-1,447
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,667

Mortgage (P+I)
$3,234
Cap Rate
1.06%
Cash-on-Cash
-25.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$6,449

NOI (Annual)
$6,805
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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