3515 Union St
1 / 20

3515 Union St

D

San Diego, CA 92103

$4,499,000

Soft Appraisal Value: $4,448,600 · 1.1% above estimate

Beds

4

Baths

3.5

Sqft

4,600

Year Built

2003

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

260011095SD

This property is in San Diego (92103). View neighborhood stats →

About This Property

Welcome to 3515 Union Street, a stunning architectural residence in the heart of Mission Hills, one of San Diego’s most coveted neighborhoods. Spanning approximately 4,600 square feet, this exceptional 4-bedroom, 3.5-bath home offers an elevated living experience defined by scale, light, and breathtaking views. Step inside to soaring 20-foot ceilings that create a dramatic first impression, complemented by expansive windows that flood the home with natural light and frame sweeping views of the city and beyond. The open-concept layout is both grand and inviting, designed for seamless entertaining and comfortable everyday living. The chef’s kitchen flows effortlessly into the main living and dining areas, while multiple indoor-outdoor transitions allow you to fully enjoy Southern California living. Spacious bedrooms provide privacy and comfort, with a luxurious primary suite that serves as a true retreat. Set on a prime street in Mission Hills, this home combines tranquility with convenience—just minutes from top dining, boutique shopping, downtown, and the airport. The neighborhood’s timeless charm, tree-lined streets, and prestigious reputation make it one of San Diego’s most desirable places to call home. With its rare size, volume, and view orientation, 3515 Union Street presents a unique opportunity to own a standout property in a premier location.

Mortgage Calculator

Est. Monthly Payment

$28,561

Principal & Interest$22,749
Property Tax$4,499
Insurance$1,312
%($899,800)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$7,918
Monthly Cashflow

Rent − PITIA

$-20,642
Full Cashflow

Incl. vacancy, PM, maint, capex

$-26,213

Mortgage (P+I)
$22,749
Cap Rate
-0.92%
Cash-on-Cash
-34.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.28
Break-even Rent
$41,960

NOI (Annual)
$-41,560
Price-to-Rent

Lower = better for investors

47.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator