
3501 Lone Hill Lane
Dbottom 20%Encinitas, CA 92024Neighborhood: Olivenhain
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.
None of the 57 homes on this home's recorded tract holds a short-term rental permit, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$21,279/mo full cashflow at 20% down, 7.43% rate.
Works at $824,571 (77% under asking); even all cash loses money at asking.
Rent $8,367/mo from 14 leases of 4–6 bed houses within 2 mi ($7,372–$10,097).
Beds
5
Baths
4.5
Sqft
4,575
Year Built
2000
Days on Market
92
Property Type
Single Family
HOA/mo
$110
MLS ID
260019526SD
This property is in Encinitas (92024). View neighborhood stats →
About This Property
Located within the prestigious gated community of Knightsbridge Estates, this exceptional single-story estate offers luxury, privacy, and effortless indoor-outdoor living on two beautifully designed acres. The resort-style backyard is an entertainer’s dream with a sparkling pool, separate hot tub area, multi-use sport court ideal for pickleball, volleyball and more, built-in BBQ, fire pit with seating, expansive patios, lush lawn, tranquil water features, and intimate garden spaces.The highly desirable floor plan provides excellent separation of space. The generous primary suite and private office or optional ensuite bedroom occupy one wing, while three additional bedrooms and a spacious bonus room are located on the opposite side. Walls of windows fill the home with natural light and showcase the spectacular grounds.The gourmet kitchen features a Viking range, four ovens, abundant workspace, and premium finishes. The primary retreat includes a fireplace, spa-inspired bath, and dual oversized walk-in closets. Additional highlights include plantation shutters, a spacious laundry room with extensive storage, oversized four-car garage, owned solar, and ample guest parking.The lower portion of the property has separate access and is zoned for up to two horses, offering exciting possibilities for equestrian use or a potential ADU. With low HOA fees and resort-style grounds, this is truly a private retreat.
Mortgage Calculator
Est. Monthly Payment
$24,725
Location
Loading map...
Zoned Schools
Elementary
Olivenhain Pioneer Elementary · grades K-6 · Encinitas Union Elementary
Middle
Diegueno Middle · grades 7-8 · San Dieguito Union High
High
La Costa Canyon High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$8,367
Comp Average
$11,614
1280 Santa Fe Dr
5bd / 5.5ba · 4,796 sqft · Single Family
$3.40M
Est. $12,647/mo
3105 Caminito Ricardo
5bd / 4ba · 4,422 sqft · Single Family
$3.40M
Est. $10,739/mo

3448 Bumann Road
5bd / 4.5ba · 4,482 sqft · Single Family
$4.29M
Est. $12,178/mo
1651 Bella Laguna Court
5bd / 4.5ba · 4,576 sqft · Single Family
$4.50M
Est. $9,844/mo
904 Bracero Road
5bd / 4.5ba · 4,201 sqft · Single Family
$4.80M
Est. $12,660/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of 4–6 bed houses within 2 mi · $7,372–$10,097
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$21,279/mo short at 20% down; +$27,635/mo rent closes it.
- Break-even price
- $824,571
- Break-even rent
- $36,002/mo
- Cashflow at 35% down
- −$17,534/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
77% under asking
$27,635/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator