
350 Ash #1106
Ctop 80%San Diego, CA 92101
200 licensed short-term rentals within ½ mile (177 whole home), from the cities' license and permit lists of Nov 2, 2026.
No unit in this 76-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,508/mo full cashflow at 20% down, 7.49% rate.
Works at $149,904 (68% under asking), or at 96% down.
Rent $2,476/mo from 4 leases in this building ($2,208–$2,738).
Beds
Studio
Baths
1
Sqft
521
Year Built
2006
Days on Market
45
Property Type
Condo
HOA/mo
$750
MLS ID
260022845SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Urban sophistication meets effortless downtown living in this stylish loft residence in the heart of Little Italy. Soaring 10-foot ceilings and an open-concept design create a bright, spacious feel, while western exposure and a Juliette balcony capture city views with glimpses toward the water. The contemporary kitchen features custom cabinetry, stainless steel appliances, expansive slab countertops, and a matching backsplash, complemented by a beautifully remodeled bathroom with clean, modern finishes. Adding exceptional convenience are two secured side-by-side parking spaces, in-unit washer and dryer, and a private storage locker. Step outside and experience one of San Diego’s most vibrant neighborhoods, with acclaimed restaurants, cafés, waterfront destinations, the Gaslamp Quarter, Broadway Pier, and downtown attractions all within easy reach. Convenient freeway access makes getting around the city equally effortless. A sophisticated lock-and-leave residence offering the best of Little Italy and the San Diego lifestyle.
Mortgage Calculator
Est. Monthly Payment
$4,018
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,476
Comp Average
$2,381
1150 J
Studio / 1ba · 571 sqft · Condo
$380K
Est. $2,765/mo
1150 J St
Studio / 1ba · 572 sqft · Condo
$365K
Est. $2,485/mo
1551 4th Ave
Studio / 1ba · 523 sqft · Condo
$369K
Est. $2,420/mo
550 15th St.
Studio / 1ba · 526 sqft · Condo
$364K
Est. $2,056/mo
450 J St
Studio / 1ba · 519 sqft · Condo
$350K
Est. $2,180/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases in this building · $2,208–$2,738
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,508/mo short at 20% down; 96% down or +$3,257/mo rent closes it.
- Break-even price
- $149,904
- Break-even rent
- $5,733/mo
- Cashflow at 35% down
- −$2,010/mo
- Down payment to break even
- 96%
- Rate to break even
- Not reachable
68% under asking
$3,257/mo above the estimate
$456,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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