3485 Lone Jack Road
DEncinitas, CA 92024
Soft Appraisal Value: $3,843,100 · 3.8% above estimate
Beds
4
Baths
3
Sqft
2,446
Year Built
1991
Days on Market
154
Property Type
Single Family
HOA/mo
N/A
MLS ID
250043222SD
Description
Welcome to Lone Jack Ranch – A Rare Opportunity in the Heart of Olivenhain. Set in a community where time seems to stand still, this remarkable 15-acre estate blends rural tranquility with upscale coastal living. Whether you’re an equestrian, builder, or someone seeking space to create lifelong memories, 3485 Lone Jack Rd offers the perfect canvas for your vision. Just 8 miles from the Pacific Ocean, this property features a private lake, mature landscapes, equestrian amenities, and endless development potential—a rare combination of natural beauty, privacy, and possibility. Located within one of Southern California’s most productive subtropical zones (USDA 10a–10b, Sunset 24), ideal for avocados, citrus, and even bananas. A 485-ft well drilled in 2005 delivers 128 GPM with a regulated flow of 20 GPM, feeding a 5,000-gallon storage tank and in-home filtration. Septic certified April 2025. Zoning allows two horses per acre; includes riding arena and access to a 30-mile trail network and two premier riding centers. Lone Jack Ranch—an Encinitas legacy in the making.
Mortgage Calculator
Est. Monthly Payment
$25,322
Comparable Properties
5 comps foundThis Property
$7,638
Comp Average
$8,135
2067 Pearl Street
5bd / 5.5ba · 2,664 sqft · Single Family
$2.69M
Est. $11,531/mo
1066 Guildford Court
4bd / 2ba · 2,050 sqft · Single Family
$2.50M
Est. $7,975/mo
1025 Monterey Vista Way
4bd / 2.5ba · 2,277 sqft · Single Family
$2.70M
Est. $6,734/mo
1044 Arcadia Rd
4bd / 2.5ba · 2,012 sqft · Single Family
$2.75M
Est. $6,276/mo
548 Quail Pointe Lane
5bd / 5.5ba · 4,292 sqft · Single Family
$2.79M
Est. $8,161/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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