
34727 Criollo Way
Atop 10%Fallbrook, CA 92028
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$2,515/mo full cashflow at 20% down, 7.36% rate.
Works at $360,876 (48% under asking), or at 73% down.
Rent $3,932/mo from 16 leases of 3-bed houses in 92028 ($3,574–$3,889).
Beds
3
Baths
2.5
Sqft
1,691
Year Built
2022
Days on Market
1
Property Type
Single Family
HOA/mo
$270
MLS ID
SW26225987
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Welcome To 34727 Criollo Way, A Beautifully Maintained Two-Story Home In Fallbrook's Desirable Citro Community, Offering 3 Bedrooms, 2.5 Bathrooms, And Approximately 1,691 Square Feet Of Inviting Living Space. Framed By Scenic Hillsides, The Home Welcomes You With Attractive Landscaping, An Arched Front Entry, And A Two-Car Garage Featuring An Epoxy-Coated Floor, Overhead Storage Racks, An Insulated Garage Door, And A Tesla Charger. Inside, Luxury Vinyl Plank Flooring, Recessed Lighting, And Abundant Natural Light Create A Bright, Comfortable Atmosphere. The Open-Concept Living Room Features A Ceiling Fan And Built-In Entertainment Cabinetry And Flows Seamlessly Into The Dining Area And Kitchen. Designed For Everyday Ease, The Kitchen Offers Crisp White Cabinetry, Generous Counter Space, Stainless Steel Appliances, A Gas Range, Pendant Lighting, And A Center Island With Seating. Sliding Glass Doors Off The Dining Area Provide An Easy Connection To The Backyard. A Convenient Powder Room Completes The First Level. Upstairs, The Spacious Primary Suite Features Plush Carpeting, A Ceiling Fan, And An Accent Wall, While The Adjoining Bathroom Offers An Extended Vanity And Glass-Enclosed Shower. Two Additional Bedrooms Provide Flexible Space For Guests, Work, Or Hobbies, And A Full Hallway Bathroom Features A Tub-And-Shower Combination. An Upstairs Laundry Room With Storage Shelving Adds Everyday Convenience. Additional Highlights Include 9 Fully Paid-Off Solar Panels, A Paid-Off Water Softener, And Permanent Govee Exterior Lighting, Offering Added Value, Convenience, And Customizable Ambiance. Outside, Enjoy A Low-Maintenance Backyard With Artificial Turf, A Paved Patio For Dining Or Relaxing, And Raised Planting Beds. Citro Residents Enjoy Access To Community Amenities Including A Pool And Spa, Parks, Walking Trails, A Dog Park, And Gathering Spaces, All Amid Fallbrook's Picturesque Rolling Hills. The Location Offers Convenient Access To I-15 And Highway 76, With Shopping, Dining, And Everyday Services In Fallbrook And Nearby Bonsall, Plus Opportunities To Explore Local Wineries, Hiking Trails, And The Charm Of Fallbrook's Village Center. A Welcoming Home That Pairs Modern Comfort, Thoughtful Upgrades, Outdoor Enjoyment, And A Connected North County Lifestyle.
Mortgage Calculator
Est. Monthly Payment
$4,967
Location
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Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,932
Comp Average
$3,874
35120 Persano
3bd / 2.5ba · 1,753 sqft · Single Family
$690K
Est. $3,966/mo
35281 Persano Place
3bd / 2.5ba · 1,753 sqft · Single Family
$690K
Est. $3,966/mo
1004 Santa Margarita
3bd / 2.5ba · 1,680 sqft · Single Family
$742K
Est. $3,707/mo
157 Mercedes Road
3bd / 2ba · 1,620 sqft · Single Family
$775K
Est. $3,939/mo

461 Meadowood Street
3bd / 2ba · 1,814 sqft · Single Family
$815K
Est. $3,794/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of 3-bed houses in 92028 · $3,574–$3,889
Blended 50/50 with the zip's market median ($4,127)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,515/mo short at 20% down; 73% down or +$3,266/mo rent closes it.
- Break-even price
- $360,876
- Break-even rent
- $7,198/mo
- Cashflow at 35% down
- −$1,801/mo
- Down payment to break even
- 73%
- Rate to break even
- Not reachable
48% under asking
$3,266/mo above the estimate
$503,627 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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