34727 Criollo Way
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34727 Criollo Way

Atop 10%

Fallbrook, CA 92028

$689,900
NEW — 1d
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$2,515/mo full cashflow at 20% down, 7.36% rate.

Works at $360,876 (48% under asking), or at 73% down.

Rent $3,932/mo from 16 leases of 3-bed houses in 92028 ($3,574–$3,889).

Beds

3

Baths

2.5

Sqft

1,691

Year Built

2022

Days on Market

1

Property Type

Single Family

HOA/mo

$270

MLS ID

SW26225987

This property is in Fallbrook (92028). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome To 34727 Criollo Way, A Beautifully Maintained Two-Story Home In Fallbrook's Desirable Citro Community, Offering 3 Bedrooms, 2.5 Bathrooms, And Approximately 1,691 Square Feet Of Inviting Living Space. Framed By Scenic Hillsides, The Home Welcomes You With Attractive Landscaping, An Arched Front Entry, And A Two-Car Garage Featuring An Epoxy-Coated Floor, Overhead Storage Racks, An Insulated Garage Door, And A Tesla Charger. Inside, Luxury Vinyl Plank Flooring, Recessed Lighting, And Abundant Natural Light Create A Bright, Comfortable Atmosphere. The Open-Concept Living Room Features A Ceiling Fan And Built-In Entertainment Cabinetry And Flows Seamlessly Into The Dining Area And Kitchen. Designed For Everyday Ease, The Kitchen Offers Crisp White Cabinetry, Generous Counter Space, Stainless Steel Appliances, A Gas Range, Pendant Lighting, And A Center Island With Seating. Sliding Glass Doors Off The Dining Area Provide An Easy Connection To The Backyard. A Convenient Powder Room Completes The First Level. Upstairs, The Spacious Primary Suite Features Plush Carpeting, A Ceiling Fan, And An Accent Wall, While The Adjoining Bathroom Offers An Extended Vanity And Glass-Enclosed Shower. Two Additional Bedrooms Provide Flexible Space For Guests, Work, Or Hobbies, And A Full Hallway Bathroom Features A Tub-And-Shower Combination. An Upstairs Laundry Room With Storage Shelving Adds Everyday Convenience. Additional Highlights Include 9 Fully Paid-Off Solar Panels, A Paid-Off Water Softener, And Permanent Govee Exterior Lighting, Offering Added Value, Convenience, And Customizable Ambiance. Outside, Enjoy A Low-Maintenance Backyard With Artificial Turf, A Paved Patio For Dining Or Relaxing, And Raised Planting Beds. Citro Residents Enjoy Access To Community Amenities Including A Pool And Spa, Parks, Walking Trails, A Dog Park, And Gathering Spaces, All Amid Fallbrook's Picturesque Rolling Hills. The Location Offers Convenient Access To I-15 And Highway 76, With Shopping, Dining, And Everyday Services In Fallbrook And Nearby Bonsall, Plus Opportunities To Explore Local Wineries, Hiking Trails, And The Charm Of Fallbrook's Village Center. A Welcoming Home That Pairs Modern Comfort, Thoughtful Upgrades, Outdoor Enjoyment, And A Connected North County Lifestyle.

Mortgage Calculator

Est. Monthly Payment

$4,967

Principal & Interest$3,806
Property Tax$690
Insurance$201
HOA$270
%($137,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

53A
Est. Monthly Rent
$3,932

16 leases of 3-bed houses in 92028 · $3,574–$3,889

Blended 50/50 with the zip's market median ($4,127)

Monthly Cashflow

Rent − PITIA

-$1,035
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,515

What would make this work?

$2,515/mo short at 20% down; 73% down or +$3,266/mo rent closes it.

Break-even price

48% under asking

$360,876
Break-even rent

$3,266/mo above the estimate

$7,198/mo
Cashflow at 35% down
−$1,801/mo
Down payment to break even

$503,627 cash

73%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,806
Cap Rate
2.59%
Cash-on-Cash
-21.87%
DSCR

Need ≥ 1.25 for DSCR loan

0.79

NOI (Annual)
$17,861
Price-to-Rent

Lower = better for investors

14.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,515/mo