
35120 Persano
Atop 10%Fallbrook, CA 92028
Pass at asking: -$2,509/mo full cashflow at 20% down, 7.49% rate.
Works at $364,656 (47% under asking), or at 73% down.
Rent $4,016/mo from 17 leases of 3-bed houses in 92028 ($3,640–$4,016).
Beds
3
Baths
3
Sqft
1,753
Year Built
2019
Days on Market
—
Property Type
Single Family
HOA/mo
$280
MLS ID
260026098SD
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Welcome to Horse Creek Ridge! Beautifully maintained and freshly painted inside and out, this 3-bedroom, 2.5-bath home offers 1,753 square feet of thoughtfully designed living space on a desirable corner lot with one of the larger backyards in the community. Step inside to discover an inviting open-concept floor plan with a spacious living area, modern kitchen, and plenty of natural light. Upstairs, a versatile loft provides the perfect additional living space, whether you're looking for a playroom, media room, home office, or separate gathering area. The generously sized backyard is a standout feature, offering an expansive combination of artificial turf and paver patios, plus additional side-yard space. With outdoor electrical outlets and plenty of room for entertaining, playing, or simply relaxing, this low-maintenance outdoor retreat is designed to be enjoyed year-round. Recent improvements include fresh interior and exterior paint, added recessed lighting in the bedrooms, a new stainless steel dishwasher, a convenient wall outlet for loft entertainment equipment, and overhead garage storage. Ideally situated near a neighborhood playground, the home enjoys convenient access to the many amenities of Horse Creek Ridge, including multiple community pools, parks, playgrounds, and recreational courts. Easy access to I-15 and Highway 76 makes commuting and exploring North San Diego County a breeze. Move-in ready, beautifully updated, and featuring an exceptionally spacious backyard, this is a wonderful opportunity to enjoy the Horse Creek Ridge lifestyle!
Mortgage Calculator
Est. Monthly Payment
$5,027
Location
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Comparable Properties
5 comps foundThis Property
$4,016
Comp Average
$3,847
253 Paddock Lane
3bd / 2.5ba · 1,985 sqft · Single Family
$730K
Est. $4,042/mo
130 Alva
3bd / 2ba · 1,620 sqft · Single Family
$749K
Est. $3,732/mo
1004 Santa Margarita
3bd / 2.5ba · 1,680 sqft · Single Family
$787K
Est. $3,872/mo

461 Meadowood Street
3bd / 2ba · 1,814 sqft · Single Family
$815K
Est. $3,835/mo
210 Orange Ave
3bd / 2ba · 1,766 sqft · Single Family
$875K
Est. $3,755/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
17 leases of 3-bed houses in 92028 · $3,640–$4,016
Blended 50/50 with the zip's market median ($4,146)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,509/mo short at 20% down; 73% down or +$3,259/mo rent closes it.
- Break-even price
- $364,656
- Break-even rent
- $7,275/mo
- Cashflow at 35% down
- −$1,787/mo
- Down payment to break even
- 73%
- Rate to break even
- Not reachable
47% under asking
$3,259/mo above the estimate
$503,693 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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