3460 Columbia St
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3460 Columbia St

D

San Diego, CA 92103

$909,000
NEW — 1d

Beds

2

Baths

2.5

Sqft

1,534

Year Built

1981

Days on Market

1

Property Type

Townhouse

HOA/mo

$300

MLS ID

260010910SD

This property is in San Diego (92103). View neighborhood stats →

About This Property

Overlooking the San Diego Bay, Point Loma, and the sparkling Downtown skyline, this exceptional Mission Hills townhome offers the comfort and privacy of single-family living with unbeatable access to some of San Diego’s most vibrant destinations. Just minutes to Little Italy, Downtown, the waterfront, and San Diego International Airport, you’ll enjoy the convenience of city living while tucked away in a peaceful and private setting. Restaurants, coffee shops, neighborhood markets. Restaurants, coffee shops, neighborhood markets, and local gathering spots are all nearby, creating a warm neighborhood feel while still being moments from the energy of Downtown San Diego. As you enter the home welcomes you with soaring vaulted wood-beam ceilings, expansive windows, skylights, and breathtaking views from nearly every room. The spacious living area is filled with natural light and anchored by a cozy gas fireplace, creating an inviting space for both relaxing and entertaining. The thoughtfully designed kitchen features rich cherrywood cabinetry, granite countertops, premium appliances, and a built-in desk nook ideal for working from home or everyday organization. Two private balconies provide the perfect spot to enjoy morning coffee, sunset skies, and the ever-changing city and bay views. The well-designed floor plan includes two generously sized bedrooms, each with its own en suite bath. The tranquil primary suite offers a large walk-in closet, dual vanities, and a separate shower for a true retreat-like feel. See Supplement Additional features include full-size in-unit laundry, attached 1-car garage plus carport parking, triple-pane windows for comfort and quiet, low HOA fees, and quick access to major freeways. This is a rare opportunity to enjoy timeless charm, stunning views, and effortless access to the very best of urban San Diego living.

Mortgage Calculator

Est. Monthly Payment

$6,071

Principal & Interest$4,596
Property Tax$909
Insurance$265
HOA$300
%($181,800)
%

Location

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Investment Score

18D
Est. Monthly Rent
$3,677
Monthly Cashflow

Rent − PITIA

$-2,393
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,997

Mortgage (P+I)
$4,596
Cap Rate
0.79%
Cash-on-Cash
-26.38%
DSCR

Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$8,867

NOI (Annual)
$7,197
Price-to-Rent

Lower = better for investors

20.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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