3275 5th Ave

3275 5th Ave #404

D

San Diego, CA 92103

$970,000
NEW — 2d on market

Beds

2

Baths

2

Sqft

1,192

Year Built

2008

Days on Market

2

Property Type

Condo

HOA/mo

$929.05

MLS ID

260007272SD

Description

Elegant, elevated, & effortlessly refined—welcome to your modern sanctuary in the heart of Bankers Hill. Ideally situated within Epic on 5th, just a half block from Balboa Park, this exceptional home offers the perfect balance of serene retreat & vibrant urban living. Bathed in natural light, the expansive open-concept floor plan creates an inviting & sophisticated ambiance from the moment you enter. French doors seamlessly extend the living space onto a generous private balcony, capturing the charm & energy of the neighborhood while offering a peaceful & seamless indoor-outdoor experience. Designed w/ both comfort & privacy in mind, the dual primary suites are thoughtfully positioned on opposite sides of the home, each featuring ensuite bathrooms & spacious walk-in closets. The sleek, modern kitchen is a true showpiece, appointed with newer Samsung stainless steel appliances including a smart refrigerator, & a stunning quartz peninsula with bar seating—perfect for casual dining or hosting while enjoying refreshing breezes & glimpses of the park through the open front door. Enjoy the convenience of two assigned garage parking spaces & a private storage closet. Residents of Epic also enjoy access to beautifully curated outdoor spaces, including inviting fire pits & a picturesque courtyard designed for relaxing evenings & impressive entertaining. Just steps from James Coffee Co., Communal Coffee, Mister A's, as well as iconic destinations like Balboa Park, Marston House, & Spruce St. Suspension Bridge, w/ close proximity to Little Italy, downtown, airport, the zoo, & more!

Mortgage Calculator

Est. Monthly Payment

$7,087

Principal & Interest$4,905
Property Tax$970
Insurance$283
HOA$929
%($194,000)
%

Investment Score

0D
Est. Monthly Rent
$3,465
Monthly Cashflow

Rent − PITI − HOA

$-3,622
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,227

Mortgage (P+I)
$4,905
Cap Rate
-0.40%
Cash-on-Cash
-32.33%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.49
Break-even Rent
$10,254

NOI (Annual)
$-3,868
Price-to-Rent

Lower = better for investors

23.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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