3266 1st Avenue San Diego

3266 1st Avenue San Diego

D

, CA 92103

$725,000

Beds

2

Baths

2

Sqft

1,084

Year Built

1971

Days on Market

26

Property Type

Condo

HOA/mo

$640

MLS ID

260002862SD

Description

Set in the heart of Bankers Hill, this top-floor end unit sits right where the neighborhood comes alive, steps from residential Bankers Hill, the commercial core, and easy access to Balboa Park. The southwest orientation is a rare bonus, giving it a true treehouse feel, with leafy western views that create both privacy and calm. See supplement: A generous west-facing balcony genuinely extends the living space and becomes the perfect spot for sunsets, morning coffee, or winding down at the end of the day. Inside, both bedrooms feature upgraded closets, while wood floors and warm wood trim throughout enhance the natural, tucked-into-the-trees feeling of the home. A stacked washer and dryer in the unit adds everyday convenience. Live in one of San Diego’s most exciting and evolving neighborhoods, where old-world charm meets the energy of new restaurants, coffee houses, and local boutiques. Bankers Hill continues to be a place people want to be, and this condo puts you right in the middle of it all.

Mortgage Calculator

Est. Monthly Payment

$5,242

Principal & Interest$3,666
Property Tax$725
Insurance$211
HOA$640
%($145,000)
%

Investment Score

1D
Est. Monthly Rent

Market Rent Estimate

$2,958
Monthly Cashflow

Rent − PITI − HOA

$-2,284
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,569

Mortgage (P+I)
$3,666
Cap Rate
0.16%
Cash-on-Cash
-18.90%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.81
Break-even Rent
$5,242

NOI (Annual)
$1,170
Price-to-Rent

Lower = better for investors

20.4

* Defaults: 20% down, 6.5% rate, 30yr.

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