3228 Bernie Drive
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3228 Bernie Drive

C

Oceanside, CA 92056

$949,900
NEW — 1d

Soft Appraisal Value: $932,800 · 1.8% above estimate

Beds

4

Baths

2

Sqft

1,312

Year Built

1977

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2606200

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Welcome to one of Oceanside's most exceptional private hilltop retreats, where luxury, privacy, and resort-style outdoor living come together in a truly one-of-a-kind property. Situated on an elevated lot with sweeping panoramic eastern views, this beautifully upgraded home offers a level of backyard privacy that is rarely found. Surrounded by mature landscaping and enhanced by tall privacy fencing, the backyard feels like your own secluded oasis while still enjoying refreshing coastal breezes. Designed for entertaining, the outdoor living space features approximately $300,000 in custom improvements, including decorative colored concrete, multiple entertaining patios, a custom stone BBQ, two gas fire features, an oversized rectangular fire pit, a granite and stone dining table with integrated fire feature, tropical landscaping with mature palms and banana trees, a spacious sitting area, and beautifully designed hardscape throughout. Inside, the home has been extensively remodeled with quality craftsmanship and timeless finishes. The spacious floor plan offers 3 bedrooms, a dedicated office, and 2 fully remodeled bathrooms featuring elegant marble showers, custom cabinetry, granite countertops, thick frameless glass shower enclosures, and full-wall mirrors. The gourmet kitchen showcases custom light wood cabinetry, rare granite countertops, premium stainless steel appliances, an oversized marble farmhouse sink with chef's faucet, recessed lighting, and generous workspace for cooking and entertaining. Additional premium upgrades include: • Rare 4-car garage (expanded from the original 2-car garage) • Custom solid wood front security door • Laminated dual-pane security and energy-efficient windows • Smooth walls and ceilings • Italian tile flooring • 6-inch baseboards • Custom interior doors An additional bonus is the charming custom-built children's playhouse complete with air conditioning, lighting, carpeted flooring, and staircase access above the garage. This exceptional property combines luxury, security, privacy, and outdoor living in a location that is truly difficult to duplicate. Whether enjoying quiet evenings around the fire pit, entertaining family and friends, or simply taking in the panoramic views and coastal breezes, this home offers a lifestyle that is as special as the property itself. • Vaulted ceilings • Custom fireplace with oversized mantel and gas connection • Central heating and air conditioning • Plantation shutters • Comprehensive security system with interior motion detectors, glass-break sensors, perimeter cameras, backyard spotlight cameras, and recording capabilities.

Mortgage Calculator

Est. Monthly Payment

$6,030

Principal & Interest$4,803
Property Tax$950
Insurance$277
%($189,980)
%

Location

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Investment Score

24D
Est. Monthly Rent
$3,872
Monthly Cashflow

Rent − PITIA

$-2,158
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,840

Mortgage (P+I)
$4,803
Cap Rate
1.22%
Cash-on-Cash
-24.26%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$8,859

NOI (Annual)
$11,555
Price-to-Rent

Lower = better for investors

20.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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