3215 44th Street #11
Atop 10%San Diego, CA 92105
40 licensed short-term rentals within ½ mile (18 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 24-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,490/mo full cashflow at 20% down, 7.36% rate.
Works at $185,077 (51% under asking), or at 77% down.
Rent $2,246/mo from 13 leases of 1–3 bed condos & townhomes within 1 mi ($2,013–$2,389).
Beds
2
Baths
1
Sqft
770
Year Built
1980
Days on Market
46
Property Type
Condo
HOA/mo
$315
MLS ID
PTP2607300
This property is in San Diego (92105). View neighborhood stats →
About This Property
VA APPROVED! Great opportunity to get your foot into the San Diego real estate market! This 2-bedroom, 1 bath condo offers approximately 770 sq. ft. of comfortable living space in a clean, well maintained community with low HOA fees. An excellent opportunity for first-time homebuyers, military and veteran buyers, or anyone looking to start building equity in San Diego. Conveniently located near shopping, dining, schools, freeways, and everyday essentials. Whether you’re purchasing your first home or adding to your real estate portfolio, this property offers an affordable path to San Diego homeownership. Why rent when you can invest in your own future? Don’t miss this opportunity!
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Est. Monthly Payment
$2,902
Location
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Zoned Schools
Elementary
Hamilton Elementary · grades PK-5 · San Diego Unified
Middle
Clark Middle · grades 6-8 · San Diego Unified
High
Hoover High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,246
Comp Average
$2,361
1845 Bayview Heights Drive
2bd / 1ba · 753 sqft · Condo
$410K
Est. $2,500/mo
3215 44th Street
2bd / 1ba · 770 sqft · Condo
$375K
Est. $2,246/mo
1611 Pentecost Way
2bd / 1ba · 813 sqft · Condo
$370K
Est. $2,385/mo
3870 37th St
2bd / 1ba · 782 sqft · Condo
$445K
Est. $2,430/mo
3215 44th Street
2bd / 1ba · 770 sqft · Condo
$415K
Est. $2,246/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of 1–3 bed condos & townhomes within 1 mi · $2,013–$2,389
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,490/mo short at 20% down; 77% down or +$1,935/mo rent closes it.
- Break-even price
- $185,077
- Break-even rent
- $4,181/mo
- Cashflow at 35% down
- −$1,097/mo
- Down payment to break even
- 77%
- Rate to break even
- Not reachable
51% under asking
$1,935/mo above the estimate
$292,600 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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