3214 Winlow St

3214 Winlow St

D

San Diego, CA 92105

$699,000

Soft Appraisal Value: $707,300 · 1.2% below estimate

Beds

3

Baths

2

Sqft

1,104

Year Built

1955

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006396SD

Description

Great Opportunity in Oak Park! Spacious 3-bedroom, 2-bath home offering over 1,100 sq ft of living space on a generous lot. Features include a functional floor plan, large living area with fireplace, dedicated dining space, and an upgraded kitchen with granite countertops, ample cabinetry, and stainless steel appliances. Additional highlights include indoor laundry, a long driveway with ample parking, one car garage, and a sizable backyard with plenty of potential for outdoor living or expansion. Solar panels add energy efficiency and long-term savings. Conveniently located near schools, parks, shopping centers and freeways.

Mortgage Calculator

Est. Monthly Payment

$4,437

Principal & Interest$3,535
Property Tax$699
Insurance$204
%($139,800)
%

Investment Score

6D
Est. Monthly Rent
$3,466
Monthly Cashflow

Rent − PITI − HOA

$-972
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,351

Mortgage (P+I)
$3,535
Cap Rate
2.03%
Cash-on-Cash
-20.18%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$6,520

NOI (Annual)
$14,200
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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