31940 Del Cielo Este #C3
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31940 Del Cielo Este #C3

Atop 10%

Bonsall, CA 92003

$439,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$1,736/mo full cashflow at 20% down, 7.43% rate.

Works at $212,920 (51% under asking), or at 77% down.

Rent $2,773/mo: property-level estimate.

Beds

2

Baths

2

Sqft

1,050

Year Built

1988

Days on Market

106

Property Type

Condo

HOA/mo

$500

MLS ID

SW26163703

This property is in Bonsall (92003). Browse neighborhood analytics →

About This Property

**STUNNING CANYON VIEWS | DUAL PRIMARY SUITES | BEAUTIFULLY UPDATED | POTENTIAL FOR PRIVATE LAUNDRY!**Discover peaceful canyon views, spectacular sunsets, and low-maintenance living in the desirable community of Bonsall! This beautifully updated condominium features two spacious primary bedroom suites, offering an ideal combination of comfort, privacy, and modern convenience.Step inside to an inviting floor plan featuring luxury vinyl plank flooring, beautifully remodeled bathrooms, and recently updated appliances. The spacious living area flows seamlessly onto an expansive private deck, where breathtaking canyon views create the perfect backdrop for morning coffee, outdoor dining, entertaining guests, or simply unwinding while enjoying the peaceful surroundings. Laundry room is conveniently located nearby unit, across from garage. Additional highlights include an attached garage, a separate parking space, and an HOA that includes water and trash.Nestled in a quiet community with a nearby neighborhood park, this home offers the best of North San Diego County living, just minutes from shopping, dining, golf courses, wineries, and convenient freeway access.Whether you're searching for a primary residence, a low-maintenance retreat, or a second home, this move-in-ready condo delivers an exceptional combination of updated interiors, flexible living spaces, and incredible natural surroundings.**Beautifully updated, breathtaking views, and the potential for added laundry convenience—don't miss this Bonsall opportunity! Schedule your private showing today!**

Mortgage Calculator

Est. Monthly Payment

$3,506

Principal & Interest$2,439
Property Tax$439
Insurance$128
HOA$500
%($87,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

56A
Est. Monthly Rent
$2,773

Property-level estimate

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

-$733
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,736

What would make this work?

$1,736/mo short at 20% down; 77% down or +$2,255/mo rent closes it.

Break-even price

51% under asking

$212,920
Break-even rent

$2,255/mo above the estimate

$5,028/mo
Cashflow at 35% down
−$1,279/mo
Down payment to break even

$338,030 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,439
Cap Rate
2.30%
Cash-on-Cash
-23.73%
DSCR

Need ≥ 1.25 for DSCR loan

0.79

NOI (Annual)
$10,092
Price-to-Rent

Lower = better for investors

13.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,736/mo